The NEA Members Insurance Trust® provides valuable, no-cost term life insurance and other important coverage to all eligible members. Complimentary benefits include:
- Up to $1,000 of term life insurance
- Up to $5,000 of accidental death and dismemberment (AD&D) coverage
- $50,000 of AD&D insurance for any covered accident that occurs on the job or while serving as an Association Leader*
- $150,000 of life insurance for unlawful homicide while on the job
- These benefits are provided at no cost to Active, Staff, Reserve and Life† members
You’re automatically covered by being an eligible member. But please take a moment to register a beneficiary of your choice.
It takes less than a minute—and it tells us who you want to protect. If something bad were to happen to you, we’ll be able to make benefits immediately available to the people you care about most. No questions asked.
Then take one more step to make sure your family is protected.
Your complimentary coverage is a great start. But depending on your family’s circumstances, you may need more. Use our easy calculator to see how well your family is protected. ›
Want to know more about protecting your loved ones?
Take a quick look at this plan’s full description. (.pdf, 120K)
Use our calculator to find out how much total coverage you need.
Compare all the members-only plans we offer. (.pdf, 156K)
Check out these FAQs.
Decode insurance lingo with our glossary.
Learn how the NEA Members Insurance Trust supports you.
This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department.
IMPORTANT NOTICE - THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.
*NEA Retired members are eligible for the $50,000 Accidental Death & Dismemberment coverage only while acting on Association business in the capacity of an Association Leader.
†Life members must be actively employed in the field of education.
NEA Complimentary Life Insurance coverage is issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102. The Booklet-Certificate contains all details, including any exclusions, limitations and restrictions, which may apply. Contract Series: 83500. CA COA# 1179. NAIC# 68241.