Credits:
Duration:
NEA Personal Loan®
Estimated Monthly Payment Chart and Disclosures
Samples are based on the account qualifying for the 11.99% variable APR. Payments will be higher if the account is approved with a higher APR. APR increases will increase payments. Additional advances will restart the repayment term.
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Payment amounts will increase if variable rate increases. | ||||||||||||||||||||||||||||||||||
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All payment amounts and terms above are estimates based on an APR of 11.99%. Your APR may be higher. We will set your initial variable APR between 11.99% and 18.99%, based on creditworthiness. See below for additional information on APR and transaction fee.**
* Upon approval, we will establish your credit line between $3,000 and $25,000 based on creditworthiness.
** We will set your initial variable APR between 11.99% and 18.99%, based on creditworthiness. Your APR will vary with the market based on the Prime Rate. We reserve the right to change your APR, fees, or other credit terms at our discretion in accordance with the Account Agreement and applicable law. Repayment term and payment amount are estimates which may change if, for example: your APR changes, you make late or partial payments, we assess fees, or you take additional advances. 2% transaction fee on each advance (minimum fee $5; there is no maximum). Transaction fee is added to balance and accrues interest charges. Other fees may apply.
† The NEA Personal Loan has been developed for NEA members and their families only. Eligible NEA family members include parents, spouse (or domestic partner) and children. If a member decides not to renew membership, that person and his/her family will no longer be eligible to receive the preferred rates and fees offered through the NEA Personal Loan. If eligible, a replacement loan may be offered. Any account opened in response to this offer will be governed by the laws of the State of Delaware.
We may prohibit use of this account to pay off or pay down any account issued by FIA Card Services, N.A.
You may request additional advances on this account. For your convenience, each time you re-access your line of credit, we will restart your monthly repayment term and recalculate your monthly payment amount.
The NEA is not involved in the credit decision process. All applications are subject to a confidential standard review by FIA Card Services, N.A. This account is issued and administered by FIA Card Services, N.A.
The information about the NEA Personal Loan is accurate as of 12/31/11. The information may have changed after that date. To find out what may have changed, please call 1-866-266-0211.
Absolutely no membership dues are used to market this program.
The NEA Personal Loan is a federally registered service mark of NEA’s Member Benefits Corporation and is a financial service provided by FIA Card Services, N.A., used pursuant to license.
The Bank of America® Privacy Notice is available at http://www.bankofamerica.com/privacy and accompanies your new account materials.
Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.
© 2011 Bank of America Corporation
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