Read a message
Credits:
Duration:
Life Insurance Comparison
|
|
|||||
|
| |||||
|
100% Coverage |
No age limit |
Until age 70 |
Until age 80 |
No age limit |
Start age 45 |
|
| |||||
|
Coverage available |
Up to |
$25,000-$500,000 |
Up to |
$30,000-$520,000 |
$10,000 or $20,000 |
|
| |||||
|
Level benefit? |
YES |
Until age 70 |
Until age 80 |
YES |
NO |
|
| |||||
|
Level premium? |
NO |
NO |
YES |
NO |
NO |
|
| |||||
|
Spouse coverage? |
NO |
YES |
YES |
YES |
YES |
|
| |||||
|
Medical exam? |
NO |
NO*** |
NO*** |
NO |
NO |
|
| |||||
|
Optional Riders |
NO |
YES |
NO |
NO |
NO |
* Issuance of coverage may depend upon the answers to the health questions set forth in the enrollment form and the availability of current medical information.
** Your coverage amount won’t decrease and your monthly premiums won’t increase for the full term of the policy due to changes in your age or health. In fact, rates could only change if the policy requires a change for all insured. Issuance of coverage may depend upon the answers to the health questions set forth in the enrollment form and the availability of current medical information.
*** For coverage amounts above $300,000 and over, a brief medical exam is required. For your convenience, it can be scheduled in your home, at no cost to you.
† Provides insurance for accidental causes only.
NEA Complimentary Life Insurance, Group Term Life, Level Premium, Accidental Death & Dismemberment and Guaranteed Issue Life Insurance coverages are issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102, a New Jersey company. Please refer to your Certificate of Insurance for all plan details, including any exclusions, limitations and restrictions, which may apply. Contract Series: 83500, 31300. CA COA# 1179, NAIC# 68241.
Experts recommend that you have
4-5 times your annual salary in life insurance coverage.
Find out exactly how much life insurance you need.
4-5 times your annual salary in life insurance coverage.
Find out exactly how much life insurance you need.
“I have NEA life insurance and it’s such a reassuring feeling knowing that I’m covered. Life insurance is another way to show your family how much you love them.”
– Jean Dobashi
Hawaii State Teachers Association
