Home Financing and Refinancing | NEA Member Benefits



Home Financing and Refinancing

How much can I save in taxes?

Find your average yearly tax savings on a mortgage loan and calculate your after-tax interest rate on the loan. Read more
How much can I save in taxes?   Find your average yearly tax savings on a mortgage loan and calculate your after-tax interest rate on the loan. Read

How much will my mortgage payments be?

Calculate your monthly mortgage payment for a given loan amount, interest rate and loan term. Read more
How much will my mortgage payments be?   Calculate your monthly mortgage payment for a given loan amount, interest rate and loan term. Read

Which is better: a fixed or adjustable rate mortgage?

Calculate the monthly mortgage payment for a fixed- and adjustable-rate mortgage (ARM) loan, given their respective interest rates and other loan terms. Read more
Which is better: a fixed or adjustable rate mortgage?   Calculate the monthly mortgage payment for a fixed- and adjustable-rate mortgage (ARM) loan, given their respective interest rates and other loan terms. Read

Which is better: 15 or 30 year term?

Calculate the monthly payments for two fixed-rate mortgage loans and determine which loan is the better deal. Read more
Which is better: 15 or 30 year term?   Calculate the monthly payments for two fixed-rate mortgage loans and determine which loan is the better deal. Read

How much should I put down for a new home?

Calculate your monthly mortgage payment for two loans given a down payment and other loan terms. Read more
How much should I put down for a new home?   Calculate your monthly mortgage payment for two loans given a down payment and other loan terms. Read

Should I pay points to lower the rate?

Calculate the monthly mortgage payment for two mortgage loans, given their respective interest rates and other loan terms, and determine whether paying additional mortgage points in exchange for a lower interest rate is a good deal. Read more
Should I pay points to lower the rate?   Calculate the monthly mortgage payment for two mortgage loans, given their respective interest rates and other loan terms, and determine whether paying additional mortgage points in exchange for a lower interest rate is a good deal. Read

How much will adjustable rate payments be?

Calculate your monthly payment for an adjustable-rate mortgage (ARM) loan, given a loan amount and loan terms. Read more
How much will adjustable rate payments be?   Calculate your monthly payment for an adjustable-rate mortgage (ARM) loan, given a loan amount and loan terms. Read

How much can I borrow?

Calculate a range of monthly mortgage payments for two underwriting scenarios. Read more
How much can I borrow?   Calculate a range of monthly mortgage payments for two underwriting scenarios. Read

What home can I afford?

Calculate the size of a mortgage loan you may be able to afford for a given down payment and total monthly loan payment. Read more
What home can I afford?   Calculate the size of a mortgage loan you may be able to afford for a given down payment and total monthly loan payment. Read

What will my closing costs be?

Calculate your mortgage closing costs for your specific loan terms. Read more
What will my closing costs be?   Calculate your mortgage closing costs for your specific loan terms. Read

Am I better off refinancing?

Is your decision to refinance your mortgage loan a good one? Read more
Am I better off refinancing?   Is your decision to refinance your mortgage loan a good one? Read

See all HomeFinancingAndRefinancing Tools


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