To help provide for your family, the NEA Members Insurance Trust® makes valuable benefits available at no extra cost to Active, Staff, Reserve and Life* members.
This complimentary coverage includes:
- Up to $1,000 of term life insurance
- Up to $5,000 of accidental death and dismemberment (AD&D) coverage
- $50,000 of AD&D insurance for any covered accident that occurs on the job or while serving as an Association Leader†
- $150,000 of life insurance for unlawful homicide while on the job
Who should your coverage be protecting?
Settle this important question today by taking a moment to name one or more beneficiaries. If the worst happens to you, your choice will clear up doubts and cut through delays—speeding up benefit payments for loved ones who need them.
Your complimentary coverage is a great first step. Is it enough?
Many members rely on NEA Complimentary Life Insurance to supplement school district coverage. But the combined benefit may not be enough for family members to remain in your home or pay their bills easily. Our coverage calculator helps you assess their needs. For more information:
- Review a full description of this plan (.pdf, 120K)
- Compare all our member-only plans (.pdf, 156K)
- Look over our FAQs
- Read our glossary of insurance terms and lingo
IMPORTANT: If you selected your beneficiaries a while ago or have experienced a life-changing event, please reconfirm your choice.
This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
IMPORTANT NOTICE - THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.
*NEA Retired members are eligible for the $50,000 Accidental Death & Dismemberment coverage only while acting on Association business in the capacity of an Association Leader.
†Life members must be actively employed in the field of education.
NEA Complimentary Life Insurance coverage is issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102. The Booklet-Certificate contains all details, including any exclusions, limitations and restrictions, which may apply. Contract Series: 83500. CA COA# 1179. NAIC# 68241.