Understanding Medicare and Medicare Supplement Insurance

Introduction

Chapter I: Medicare

Medicare Hospital Insurance Benefits (Part A)
Inpatient Hospital Care

Skilled Nursing Facility Care
Psychiatric Hospital Care
Home Health Care
Hospice Care

Medicare Medical Insurance Benefits (Part B)
Part B Deductible and Coinsurance
Medicare-Approved Amount
What is Assignment?
Doctor Charge Limits
Other Charge Limits
Other Gaps in Medicare Coverage for Doctors and Medical Suppliers (Part B)

Medicare Advantage (Part C)

Medicare Prescription Drug Program (Part D)

Chapter II: Medicare Supplement Insurance
Overview of Medicare Supplement Plans
Standard Medicare Supplement Plans (A – J)
Preexisting Conditions
Open Enrollment Guarantees Your Right to Medicare Supplement Coverage
Medicare Supplement Open Enrollment and the Disabled
Guaranteed Renewable
Older Medicare Supplement Policies
Switching Medicare Supplement Policies
Use the "Free Look" Provision
Non-Standard Plans
Carrier Filing of Medicare Supplement Claims

Chapter III: Medicaid

Frequently Asked Questions

Outline of Medicare Supplement Coverage Plan Options A - J

Medicare Amounts for 2008

Social Security & Medicare Fact Sheet

Information on the NEA Medicare Supplement Program