Personal Finance
Take charge of your finances—for today and the future
Smart Money Moves for Educators
Resources to help you manage your money
Members can now earn DOUBLE cash back — that’s 6% cash back for the first year in your choice category.
Plus, get a member-exclusive $200 Cash Rewards Bonus Offer!
New Low Intro APR offer extended into 2028
You can save even more money on interest on both purchases and balance transfers with our already lowest-rate NEA credit card.
So plan ahead for those major purchases or use it for your everyday spending to get more for your money. Make the most of your member benefits.
NEA Personal Loan® Program
Consolidate higher-interest debt or cover major purchases that may be a little out of reach.
Check your eligibility without impacting your credit score.
The NEA Private Student Loan Refinance Program, in partnership with College Ave, is a great way to potentially lower the interest rate or monthly payment you currently pay on your private student loans.
Create your own customized private student loan that fits your budget.
Access this tool to find legitimate options to better manage your student loan debt.
Make this the year you tackle debt
Educators can save money on interest charges by consolidating your debt under an NEA Personal Loan.