You’ve come to the end of a long retirement planning career and “graduated” into retirement. But it’s not really an end. It’s more of a second beginning because you may have close to a third of your life still in front of you.

In this section, you’ll learn about IRS-mandated Required Minimum Distributions from retirement plans, the financial and emotional advantages of working in retirement and how having a carefully organized retirement lifestyle lesson plan can help you make this new phase an active and vibrant period in your life.


What you need to know:

How smart technology can help you “age in place”

Learn about brilliant products and services that can help you stay in your home longer.

9 low-cost ideas for having fun with the grandkids

Make a splash this summer with these easy, affordable adventures close to home.

4 types of exercise to emphasize as you age

Here’s what you need to know to set exercise goals and stay active at any age.

1 simple way to keep your mind and body sharp

Exercise can help your mind stay strong along with your body. Here's how your workout can help your mental and emotional health.

6 powerful ways exercise can help you thrive

The limitations associated with getting older can be a product of inactivity, not aging. Here’s why exercise is key to staying healthy and vibrant.

Retirees, should you rent or buy your home?

If you decide you hate your new digs, you can move again without a hassle. But is renting right for you?

What you must know about paying off your mortgage

Your last mortgage payment is in sight. Now what? Here's what you need to know before making that final payment.

7 good reasons to change your will

Here are seven situations in which you'll want to reevaluate your estate-planning needs.

10 great places to retire if you hate the cold

Do you dream of retiring your days of freezing winters after exiting the full-time work world? Check out these 10 hot spots for a warm retirement.

How to score the best senior discounts

Try these 7 freebies, plus get tips on how to save big on everything from tax preparation to transportation.

Become a lifelong learner—for free!

Feed your curiosity with these free and reduced-cost resources.

Is it time to hire a caregiver?

These resources can help you find the right services for your aging parent or loved one.

Social Security 101: What educators need to know

Learn the basics about how benefits are calculated and how your pension affects earnings.

How to stay socially connected

Educators work in very social environments. Learn how keeping social connections can positively impact your health and well-being in retirement.

Live your dream of retirement travel!

These tips for finding accessible, adapted travel experiences will have you wandering the world on your own terms.

10 tips to manage a financial windfall

Take these steps to avoid “money shock” and handle your newfound wealth.

How to take control of your debt

Try these smart tips and strategies to help manage and leverage your debt.

Navigating the Medicare claim and dispute process

Use this quick and helpful overview to streamline the complexities of Medicare complaints and appeals.

Could a “CD Ladder” be a smart option for your money?

Learn how strategically spreading your money across multiple CDs may yield more interest income.

Make the most of your education donation

Find charities that make a big difference and get tips from savvy donors.

Ensure an easy transition to Medicare

Learn facts vs. fiction, plus five strategies for care if your doctor opts out.

Taming dental care costs in retirement

Use these tactics to help manage expenses not covered by Medicare or other insurance.

Managing taxes in retirement

Try these strategies to help make sure you don't pay more than you have to.

Don’t let health care costs sabotage your nest egg

There are a number of things you can do to manage medical costs and give yourself a little extra financial confidence.

How to find the right volunteer opportunity

Volunteering is a great way to keep your passion for education alive while improving your own quality of life! To get started, or to find something new, try these ideas for volunteering locally or abroad.

Protect yourself from the growing threat of medical identity theft

Take action to safeguard your medical information using these helpful tips.

Keep your income stream flowing throughout retirement

As you head into retirement, you need a strategy to turn your savings and pension benefits into an income stream that will last the rest of your life.

Do you need life insurance in retirement?

You may or may not need coverage once you’re retired. Use these tips to help make the decision.

Why everyone needs estate planning

No matter how much or how little you have, help your family by putting clear directives in place.

How to create a realistic spending plan for retirement

After years of educating America, you’ve built up pension benefits and saved your own money. Finally, retirement is your reward. To live the retirement you want, here’s how to keep an eye on expenses and spending so your hard earned money will last as long as you do.

The joys of retirement living

Don’t simply retire from work. Retire to an expanded life. With careful management of your expenses and income, you may wonder why you didn’t retire earlier.

Why it may work to work in retirement

Going back to work after retirement not only provides additional income, it can help you follow your passion and keep you more active, alert and engaged in life.

Required minimum distributions for educators

The IRS requires you to start taking distributions from tax-deferred retirement plans after age 70 ½. Know the rules so you can withdraw what you need and avoid paying penalties.

Plan your strategy:


Educator pensions and Social Security might come up short. Find out why your benefits may fall short and what you can do about it.


Working with a financial planner. Read tips on how to find and evaluate a financial advisor.


Why women need to close the retirement savings gap. This article offers ways you can become a more confident saver and investor.


Savings options beyond your 403(b) plan. Explore a variety of options beyond your 403(b) that may help you achieve different goals.

Retirement Report

FREE online subscription with your NEA membership! Don’t miss an issue!


Retirement Income Calculator

Understand how your state pension benefits affect your retirement planning.


Learn about the
NEA Retirement Program

A supplemental retirement savings program just for
NEA members.