NEA<SUP>®</SUP> Certificate of Deposit Account

NEA® Certificate of Deposit Account

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Now you can earn more than the National Average1 when you open an NEA® Certificate of Deposit Account through Discover Bank, Member FDIC. This valuable member benefit offers you:

  • Exclusive $20 bonus2 for each new account type you open each year (excludes IRAs)
  • CD rates that have consistently exceeded the National Average1
  • Flexible terms from 3 months to 10 years and convenient renewal options at maturity
  • Option to reinvest interest or transfer money to another Discover Bank account
  • Open an account starting with $2,500
  • The safety of FDIC insurance, up to the maximum allowed by law

Family members need to be registered prior to opening an account to qualify for the bonus. To register your family members please contact the NEA Member Service Center (1-800-637-4636) from 8am-8pm EST, M-F and 9-1pm on Saturday.

You can also save with an NEA® Online Savings Account, NEA® IRA Certificate of Deposit Account or NEA® Money Market Account.

    Term     Interest
10 Years 2.91% 2.95%
7 Years 2.86% 2.90%
5 Years 2.81% 2.85%
4 Years 2.57% 2.60%
3 Years 2.52% 2.55%
30 Months 2.47% 2.50%
24 Months 2.47% 2.50%
18 Months 2.42% 2.45%
12 Months 2.37% 2.40%
9 Months 0.70% 0.70%
6 Months 0.65% 0.65%
3 Months 0.35% 0.35%
Rates current as of  .

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1. National CD Average APY is based on specified product types of top 50 U.S. banks (ranked by total deposits) provided by Informa Research Services, Inc. as of  .

2. To qualify for the $20 bonus offer, the applicant must: (i) be an Eligible NEA Member (an individual who is an NEA member as of the account application date, or any of the following individuals who is related to and is registered by such an NEA member as of the account application date: parent, spouse, domestic partner, son, daughter, parent of the spouse/domestic partner), and (ii) open either an NEA CD or Money Market account through Discover Bank with an initial minimum deposit of $2,500. While the NEA Online Savings Account through Discover Bank does not require a minimum opening deposit, you must make an initial minimum deposit of $500 to receive the bonus. NEA affiliation subject to verification. Bonus limited to one per Eligible NEA Member, per product, per calendar year. IRA CDs are not eligible for this offer. Bonus will be awarded via account credit within 60 days following the end of the month in which the account is funded and will be reported on IRS Form 1099-INT. Account must be opened at time of account credit. Offer may be withdrawn or modified at any time without notice.

3. Annual Percentage Yield (APY) is accurate as of   and subject to change daily without notice. This offer applies to personal accounts only. A penalty may be charged for early withdrawal. Fees could reduce earnings on the account. Minimum opening deposit is $2,500.

Deposit accounts offered by Discover Bank, Member FDIC.


The NEA® Certificate of Deposit Account
Rates that consistently exceed the national average.1 Rates accurate as of  .

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