NEA<SUP>®</SUP> IRA Certificate of Deposit

NEA® IRA Certificate of Deposit

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With an NEA® IRA Certificate of Deposit through Discover Bank, Member FDIC, you can earn higher-than-average returns.1

This account offers:

  • Your choice of either a Roth or Traditional IRA CD
  • Secure growth with tax advantages
  • No monthly maintenance fees
  • Flexible terms from 3 months to 10 years and convenient renewal options at maturity
  • Open an account starting with $2,500
  • The safety of FDIC insurance, up to the maximum allowed by law

You can also save with an NEA® Online Savings Account, NEA® Certificate of Deposit Account or NEA® Money Market Account.

    Term     Interest
10 Years 3.05% 3.10%
7 Years 3.00% 3.05%
5 Years 2.96% 3.00%
4 Years 2.66% 2.70%
3 Years 2.62% 2.65%
30 Months 2.57% 2.60%
24 Months 2.57% 2.60%
18 Months 2.52% 2.55%
12 Months 2.47% 2.50%
9 Months 0.70% 0.70%
6 Months 0.65% 0.65%
3 Months 0.35% 0.35%
Rates current as of  .

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1. National Savings Average APY is based on specified product types of top 50 U.S. banks (ranked by total deposits) provided by Informa Research Services, Inc. as of  .

2. Annual Percentage Yield (APY) is accurate as of  . Interest rate will be disclosed and will be fixed for entire IRA CD term once IRA Plan documents and funding are received. Written confirmation of the interest rate, APY, and maturity date is sent after the account is opened, all IRA documents are received and the account is funded. This offer applies to personal IRA accounts only. A penalty may be charged for early withdrawal. Consult a financial advisor or tax professional for guidance. Minimum deposit to open is $2,500.

Deposit accounts offered by Discover Bank, Member FDIC.


The NEA® IRA Certificate of Deposit
With rates that consistently exceed the national average.2 Rates accurate as of  .

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