This plan is suitable for members age 65 and older.
If under age 65, please see the NEA Hospital Income Insurance Plan.
Since many patients are being released from the hospital and need care at home, this Hospital Income and Short Term Recovery Insurance Plan (CarePlus) goes one step further than the NEA Hospital Income Insurance Plan and pays additional cash benefits for your recovery care.
It was designed to provide cash benefits to help pay the “extra” Hospital and recovery expenses Medicare or your current health care plan doesn’t pay and allows you greater freedom to help take charge of your care.
- Guaranteed acceptance for both you and your spouse or domestic partner over age 65 (subject to the Pre-Existing Condition Limitation)
- Pays up to $9,450.001 cash benefits for hospital and home recovery. It pays up to $1,450.00 cash benefits for hospital and/or skilled nursing facility stays. This means you can collect $750.00 for your covered hospital or skilled nursing facility stay starting on day one, an additional $500.00 if you’re in there for 14 days and an additional $200.00 if hospitalized or in a nursing home for more than 31 days.
- Then you would receive a lump-sum cash benefit up to $8,000 ($200 a day), payable to you or someone you choose, for home recovery expenses, in addition to your hospital benefits.
- Affordable group rate
- Benefits paid directly to you, or anyone you may choose
1 At age 80, home recovery benefits reduce to a maximum of 20 days per accrual year (one benefit period), and the maximum benefit is $4,000 for recovery benefits.
This website explains the general purpose of the insurance described, but in no way changes of affects the policy as actually issued. In the event of a discrepancy between this website and the policy, the terms of the policy apply. All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in full or discontinued. Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy issued to the policyholder. This program may vary and may not be available to residents of all states.
Underwritten by Hartford Life and Accident Insurance Company, Hartford, CT 06155
The Hartford® is The Hartford Financial Services Group, Inc., and its subsidiaries, including issuing company Hartford Life and Accident Insurance Company.
SRP-1151 A (HLA) (5464)