The cash back credit card designed so educators can make the most out of every dollar you spend.

Teachers and educators, earn cash rewards for purchases you’re already making. With choices like dining or online shopping or everyday purchases like groceries, general retail purchases and more — you can get rewarded for every dollar you spend.

  • Earn unlimited 1% cash back everywhere, every time
  • Earn an automatic 2% cash back at grocery stores and wholesale clubs
  • Earn 3% cash back in the category of your choice: gas & EV charging stations; online shopping, including cable, internet, phone plans & streaming; dining; travel; drug stores & pharmacies or home improvement & furnishings
  • Earn 2% and 3% cash back on the first $2,500 in combined grocery store / wholesale club choice category purchases each quarter, then earn unlimited 1% thereafter
  • Rewards earned do not expire as long as your account remains open
  • Get a low intro APR offer and no annual fee


how it helps

A long standing partnership that offers financial benefits and support especially for educators

Grants to Educators Program

Bank of America is a major supporter of the NEA Foundation, donating over $1.7M since 2004 for the Salute to Excellence in Education Gala and the Foundation’s Grants to Educators Program which fund approximately 120 projects throughout the country each year to enable educators to develop their professional practices and improve student learning.

Disaster Relief Fund

Over the past 11 years, Bank of America has contributed $1.8M to the NEA Member Benefits Disaster Relief Fund. Bank of America’s generous contributions have helped NEA members devastated by natural disasters.

How It Works

Apply now for your NEA Customized Cash Rewards Credit Card

Two ways to apply

  1. Simply, click the “Apply Now” button above to fill out an online application.
  2. Or, call 1-888-758-7946 (Mon-Fri 9 a.m. - 9 p.m.) and mention code TC03S0.


Answers to Common Questions

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Terms & Conditions

† For information about rates, fees, other costs and benefits associated with the use of this credit card, click on “Apply Now” and refer to the disclosures accompanying the online credit application. Federal law prohibits students from receiving a premium.

You may elect to receive alerts via text or email. Bank of America does not charge for this service but your mobile carrier’s message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier’s coverage.

Amazon.com is not a sponsor of this promotion. Except as required by law, Amazon.com Gift Cards (“GCs”) cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of eligible goods at Amazon.com or certain of its affiliated websites. For complete terms and conditions, see www.amazon.com/gc-legal. GCs are issued by ACI Gift Cards, Inc., a Washington corporation. All Amazon ®, TM and © are IP of Amazon.com, Inc. or its affiliates. No expiration date or service fees.

Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

The $0 Liability Guarantee covers fraudulent transactions made by others using your account. To be covered, don’t share personal or account information with anyone. Claims may only be filed by the accountholder against posted and settled transactions subject to dollar limits and verification, including providing requested information supporting fraudulent use claim.

The FICO® Score Program is for educational purposes and for your non-commercial, personal use. This benefit is available only for primary cardholders with an open and active consumer credit card account who have a FICO® Score available. The feature is accessible through Online Banking, the Mobile website, and the Mobile Banking app for iPhone and Android devices. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Data connection required. Wireless carrier fees may apply.

This credit card program is issued and administered by Bank of America, N.A. Deposit products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A., Inc. Museums on Us, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. All other company and product names and logos are the property of others and their use does not imply endorsement of, or an association with, the rewards program. 

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