Maximize your cash back when you shop with the NEA Cash Rewards Card by choosing a 3% category that best fits your lifestyle, plus get a $200 Amazon.com Gift Card Bonus Offer.
how it helps
Earn 3% cash back in the category of your choice. Choose one of six categories: gas, online shopping, dining, travel, drug stores, or home improvement and furnishings. Also, earn 2% at grocery stores and wholesale clubs and unlimited 1% on all other purchases. Earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%.
No annual fee†
Enjoy a special low Introductory APR offer and competitive rates.
Online Banking service includes our Online and Mobile Banking Security Guarantee.
Member Exclusive: $200 Amazon.com Gift Card Bonus Offer. (Students not eligible)
Use the easy ShopSafe® feature for an additional layer of protection when shopping online.
Enjoy free admission with your card to over 225 museums on the first weekend of every month with Museums on Us®.
Access your monthly FICO® Score for free with Online and Mobile Banking.
You may choose your 3% category for future purchases once each calendar month through Bank of America® Online or Mobile Banking. Or, make no change and it stays the same.
Rewards do not expire.
Easily text customer service when you need help and you’ll get a reply in seconds.
Receive convenient account alerts to stay on top of your balances and due dates.
How It Works
Click the “Apply Now” button to fill out an online application.
Apply by phone
Call 1-888-758-7946 (Monday-Friday 9 a.m. - 9 p.m.) and mention source code BAACBO.
Since 1983, NEA Member Benefits and Bank of America have worked together to support initiatives important to members like you—such as the NEA Foundation, the Disaster Relief Program and more.
Bank of America is one of the top supporters of The NEA Foundation, donating over $1.4M since 2004. These grants fund approximately 120 projects throughout the country each year to enable educators to develop their professional practices and improve student learning.
Not interested in cash rewards? We also offer a lower rate credit card. Learn more about the NEA RateSmart® Card.
Terms & Conditions
† For information about rates, fees, other costs and benefits associated with the use of this credit card, click here and refer to the disclosures accompanying the online credit application.
You may elect to receive alerts via text or email. Bank of America does not charge for this service but your mobile carrier's message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier’s coverage.
Amazon.com is not a sponsor of this promotion. Except as required by law, Amazon.com Gift Cards (”GCs”) cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of eligible goods at Amazon.com or certain of its affiliated websites. For complete terms and conditions, see www.amazon.com/gc-legal. GCs are issued by ACI Gift Cards, Inc., a Washington corporation. All Amazon ®, TM and © are IP of Amazon.com, Inc. or its affiliates. No expiration date or service fees.
Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.
You are not liable for unauthorized Online and Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities. See Section 5 of our Online Banking Service Agreement for full terms and conditions. Please note: We do not provide buyer protection.
The FICO® Score Program is for educational purposes and for your non-commercial, personal use. This benefit is available only for primary cardholders with an open and active consumer credit card account who have a FICO® Score available. The feature is accessible through Online Banking, the Mobile website, and the Mobile Banking app for iPhone and Android devices. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Data connection required. Wireless carrier fees may apply.
This credit card program is issued and administered by Bank of America, N.A. Deposit products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Visa and Visa Signature are registered trademarks of Visa International Service Association, and are used by the issuer pursuant to license from Visa U.S.A. Inc. ShopSafe, Museums on Us, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.
© 2019 Bank of America Corporation