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Life & Accidental Death Insurance

NEA® Complimentary Life Insurance

Eligible NEA members can get trusted life insurance protection for their families, at no cost

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In partnership with


Beginning January 1, 2021, the NEA Members Insurance Trust has modified the program so that any NEA member who is in the program and whose death occurs any time after January 1, 2021 will receive the full $1,000 death benefit, regardless of the number of years that the member has been an NEA member. This program modification is a permanent enhancement.



Help protect your family—at no cost to you

Take advantage of life insurance offered to eligible NEA members issued by The Prudential Insurance Company of America (Prudential). This is an exclusive program for NEA members, and fully paid for by the NEA Members Insurance Trust.

  • Select your desired beneficiaries and change them at any time
  • Your coverage increases for eligible claims while on the job or conducting Association business
  • This coverage offers life and accidental death & dismemberment insurance to Active, Reserve and Staff members, as well as to Life and Retired members who are actively employed in education*
  • Many NEA members rely on NEA® Complimentary Life Insurance to supplement school district’s coverage

how it helps

The automatic coverage your family deserves

No one likes to think of the need for life insurance, but it’s important to provide for your loved ones in case the unthinkable happens to you. That’s why this complimentary coverage is so important to you and your family. It helps provide insurance protection to your family to help cover large financial obligations such as mortgages and college costs, as well as final expenses.

You’ll receive four levels of coverage

  • $1,000 of life insurance

  • Up to $5,000 of Accidental Death and Dismemberment (AD&D) coverage; $1,000 per year benefit up to maximum

  • $50,000 AD&D benefit for any covered accident that occurs on the job or while serving as an Association Leader

  • $150,000 Life Insurance benefit for unlawful homicide while on the job

How It Works

Take advantage of your complimentary life insurance

Register today

  1. Make sure you’re logged into your NEA Member Benefits account. Register for or update your Complimentary Life Insurance by clicking on the “Name Your Beneficiary” button.
  2. Once you register, you will receive hard copies of all official information for your records. Claims can be processed by calling the Member Advocacy Center at 855-NEA-LIFE.

The Prudential Insurance Company of America helps educators protect their families.

We’ve partnered with Prudential because they are one of the largest life insurance companies in the United States.


Prudential has been a trusted insurance carrier in issuing the NEA Members Insurance Trust life insurance programs since 1969.


Learn more about how we select our administrative partners


Your questions, answered

Affordable coverage for you and your family

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Terms & Conditions

NEA Accidental Death & Dismemberment provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.


* NEA Retired members are eligible for the $50,000 Accidental Death & Dismemberment coverage only while acting on Association business in the capacity of an Association Leader.

† Life members must be actively employed in the field of education.

The products issued by The Prudential Insurance Company of America may not be available in all states.

© 2021 Prudential Financial, Inc. and its related entities.
Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.

NEA Complimentary Life Insurance coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all details, including any exclusions, limitations and restrictions, which may apply. Contract Series: 83500. CA COA# 1179. NAIC# 68241.