NEA Shop & Dine Program
NEA Shop & Dine makes it easy to save on restaurants, gift cards and everyday shopping—exclusively for NEA members.
NEW EXTENDED OFFER
Save money on interest with a 0% Intro APR† for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that’s currently 13.49% - 23.49% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.
The NEA RateSmart® Card
Low Rates to Help Teachers Save Money on Interest
The NEA RateSmart® Credit Card offers teachers and educators our lowest-rate NEA Credit Card available, now with a newly extended Intro APR offer on purchases and qualifying balance transfers.
This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
In partnership with
A credit card that has your best interests in mind and shows pride in your profession.
Save money on interest with a 0% Intro APR† for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that’s currently 13.49% - 23.49% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.
No Annual Fee† unlike some cards that charge $25, $50 or more.
Greater security when you use your credit card at chip-enabled terminals, a $0 Liability Guarantee for fraudulent transactions and extra protection when you add your card to your digital wallet.
Museums on Us®. Free admission with your NEA Credit Card to 225 cultural institutions the first full weekend of every month.
How to apply for your NEA RateSmart® Card
Fill out the online application or give us a call and we would be happy to assist you with your application.
Apply NowTo apply by phone, please call 1-888-758-7946 and mention code TC04N7 (Mon-Fri 9 a.m. - 9 p.m.).
Since 2004, Bank of America has maintained a longstanding partnership with the NEA Foundation, donating over $1.8 million to fund educator projects and professional development. Additionally, they have contributed $2.2 million to the NEA Disaster Relief Fund, providing financial support to members impacted by natural disasters.
† For information about rates, fees, other costs and benefits associated with the use of this credit card, click on “Apply Now” and refer to the disclosures accompanying the online credit application. Residents for the US and its territories only. See full disclosure for details.
Mobile Banking requires that you download the Mobile Banking app and may not be available for select mobile devices. Message and data rates may apply.
This credit card program is issued and administered by Bank of America, N.A. Deposit products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Mastercard is a registered trademark of Mastercard International Incorporated and is used by the issuer pursuant to license. Museums on Us, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. All other company and product names and logos are the property of others and their use does not imply endorsement of, or an association with, the rewards program.
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