Credit Cards

NEA® Cash Rewards Card

Limited Time Member Only Bonus Offer: $200 Target GiftCardTM (Students not eligible.)

To apply by phone, please call 1-888-758-7946 and mention source code VC01JQ. (Monday-Friday 9 a.m. - 9 p.m.)

In partnership with


Earn more cash back on the things you buy most

Shop securely and earn cash back with the NEA Cash Rewards Card, a credit card with no annual fee, competitive rates and automatic cash-back on every purchase.

  • Automatically earn cash back on all your daily purchases: 1% everywhere, every time, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • With the $0 Liability Guarantee, you're not responsible for fraudulent card transactions*
  • Get a low intro APR offer
  • No annual fee
  • Enjoy perks such as a $200 Target GiftCardTM introductory bonus offer
  • Show your professional pride with the NEA card design—chosen by NEA members like you

how it helps

A credit card designed to serve you

Great Features

No annual fee

Enjoy a special low Introductory APR offer and competitive rates.

Feel secure with zero liability fraud protection, chip card technology and ShopSafe® online shopping protection.

Special Perks

Earn unlimited 1% cash back everywhere, every time, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.

Introductory $200 Target GiftCardTM bonus offer.

Enjoy free admission with your card to over 150 museums on the first weekend of every month.

Access your FICO® Score anytime—for free with Online Banking.**

Easy to Use

Cash rewards are earned automatically, no sign-up or registration.

Rewards do not expire. Easily text customer service when you need help.

Receive convenient account alerts.

How It Works

How to apply for your NEA Cash Rewards Card

Apply online

Click the “Apply Now” button to fill out an online application.

Apply by phone

Call 1-888-758-7946 (Monday-Friday 9 a.m. - 9 p.m.) and mention source code VC01JQ.

Bank of America

Bank of America supports educators and the NEA.

Since 1983, NEA Member Benefits and Bank of America have worked together to support initiatives important to members like you—such as the NEA Foundation, the Disaster Relief Program and more.


Bank of America is one of the top supporters of The NEA Foundation, donating over $1.4M since 2004. These grants fund approximately 120 projects throughout the country each year to enable educators to develop their professional practices and improve student learning.


Learn more about how we select our partners

Current Promotions

Bonus offer: $200 Target GiftCardTM
(Students not eligible.)



  Bank of America
Enjoy the latest bonus offer of a $200 Target GiftCardTM. Just make at least $500 in purchases within the first 90 days of opening your account. (Students not eligible.)



Your questions, answered

Related offers

Terms & Conditions

†  For information about rates, fees, other costs and benefits associated with the use of this credit card, click here and refer to the disclosures accompanying the online credit application.

††  You may elect to receive alerts via text or email. Bank of America does not charge for this service but your mobile carrier's message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier’s coverage.

* The $0 Liability Guarantee covers fraudulent transactions made by others using your account. To be covered, don’t share personal or account information with anyone. Claims may only be filed by the accountholder against posted and settled transactions subject to dollar limits and verification, including providing requested information supporting fraudulent use claim.

Target Disclaimer: The Bullseye Design, Target and Target GiftCard are registered trademarks of Target Brands, Inc. Terms and conditions are applied to Target GiftCards. Target is not a participating partner in or sponsor of this offer.

** The FICO® Score Program is for educational purposes and for your non-commercial, personal use. This benefit is available only for primary cardholders with an open and active consumer credit card account who have a FICO® Score available. The feature is accessible through Online Banking, the Mobile website, and the Mobile Banking app for iPhone and Android devices. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Data connection required. Wireless carrier fees may apply.

This credit card program is issued and administered by Bank of America, N.A. ​Deposit products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Visa and Visa Signature are registered trademarks of Visa International Service Association, and are used by the issuer pursuant to license from Visa U.S.A. Inc. ShopSafe, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.

© 2018 Bank of America Corporation