Student Loan Forgiveness

Student Loan Forgiveness & Refinancing

NEA Student Loan Forgiveness Navigator powered by Savi

Access this free tool and start your journey to student loan freedom!

Sign In to Check Eligibility

In partnership with


Are you exasperated managing your student loans?

We can help! As an educator, you may be able to have all or part of your federal student loans forgiven!

  • FREE online student loan evaluation tool that will show programs for which you may qualify and how much you can save
  • Access to student loan experts via telephone or chat
  • Complete list of repayment options and loan forgiveness programs based on your personal information
  • For the discounted price of $29.95, you can also have the tool fill out and help file your paperwork

how it helps

Identifies federal student loan repayment and forgiveness programs

Repayment plans

Depending on your income there are several repayment plans to help make repaying your loans more affordable. Income-driven repayment plans set your monthly student loan payment at an amount that is intended to be affordable based on income and family size. Some of these programs include: Revised Pay As You Earn Repayment Plan (REPAYE Plan); Pay As You Earn Repayment Plan (PAYE Plan); Income-Based Repayment Plan (IBR Plan); and, Income-Contingent Repayment Plan (ICR Plan).

Federal student loan forgiveness programs

There are circumstances that may result in a borrower no longer having to repay their federal student loan. For instance, some or the entire loan could be forgiven in exchange for the individual performing certain types of service such as teaching or performing public service. Loan forgiveness programs include the Public Service Loan Forgiveness Program, the Teacher Loan Forgiveness Program, and the Perkins Loan Cancellation Program.

How much can you shave off your student loans?

Thomas J. Bugos II, a Seminole Education Association (SEA) member in Florida, tried out the NEA Student Loan Forgiveness Navigator powered by Savi and realized he could dramatically shrink his $32,000-plus in student loans. “I am ecstatic at how much I can save!”

How It Works

Start your journey to student loan freedom

  1. Make sure you’re signed in to your NEA Member Benefits account.
  2. Click “Start Your Journey Here” above.
  3. Enter your personal and loan information in the online software program for free.
  4. View the results of which repayment plan works best for you, and whether you qualify for a federal loan forgiveness program.
  5. Pay $29.95 to have the required Department of Education forms completed and filed electronically.

Terms & Conditions

Borrowers are solely responsible for any determination to enroll in an Income-Driven Repayment and/or federal loan forgiveness programs.

NEA and its affiliate staff cannot be held liable for borrowers’ decision to enroll or not enroll in a federal student loan repayment or loan forgiveness programs.

Borrowers can access student loan repayment and forgiveness options and start the enrollment process at the Department of Education at no charge.