Paying for College

Achieve your higher education goals—for yourself and your family

Tips to help you make informed financial decisions

Deciding How to Pay for College Video

Deciding How to Pay for College

Find out how to research college financing options so you can determine what’s right for you.
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Student Loans: What to Know Before You Borrow
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Planning College Campus Visits When Time and Money Are Tight 
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How to Find More Money for College

How much would monthly payments be?

Estimate what new or refinanced student loan payments could look like with a private college loan. 

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Calculate undergraduate student loan payments

 Use this calculator to help you understand the monthly payments, interest and other costs associated with an NEA Undergraduate Loan.
Estimate Your Loan
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Calculate graduate student loan payments

 Use this calculator to help you understand the monthly payments, interest and other costs associated with an NEA Graduate Loan.
Estimate Your Loan
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See how much you could save by refinancing*

 Do you already have private student loans? Use this calculator to help determine if refinancing is right for you. 
Calculate Your Savings

 

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Student loan resources for NEA members

NEA Undergraduate Loan Program

Create your own customized, private student loan that fits your budget. Get help paying for college expenses that financial aid may not fully cover. Plus, as an NEA member, you’ll receive an exclusive 0.25% interest rate discount.1

Learn More

NEA Graduate Loan Program

Create your own customized, private student loan that fits your budget. Get help paying for postgraduate expenses that financial aid may not fully cover. Plus, as an NEA member, you’ll receive an exclusive 0.25% interest rate discount.1

Learn More

NEA Parent Loan Program

Use the strength of your credit to secure college funding for your child with a customized private parent loan that you control. As an NEA member, you’ll receive an exclusive 0.25% interest rate discount.1

Learn More

NEA Student Loan Refinance Program

Choose repayment options that fit your timeline and budget. You can lower the interest rate or your monthly student loan payment, plus NEA members can get a special one-time credit.2

Learn More

 

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Do you already have student loans? 
You may qualify for student loan forgiveness.

Many NEA members qualify for student loan forgiveness or income-based repayment programs and don't know it. Learn about your options.
Learn More

 

Learn more about how to pay for college

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PLEASE NOTE 

*Refinancing or consolidating private and federal student loans may not be the right decision for everyone. Benefits that exist with federal loans (such as public service forgiveness and income-based repayment plans) could be forfeited if you consolidate them into a private loan. 

If you’re not sure, first check your federal student loan forgiveness eligibility status with the NEA Student Loan Forgiveness Navigator tool.