Auto & Home Coverage

NEA Personal Umbrella Insurance

Add an extra layer of protection to your home and auto insurance with personal liability coverage

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In partnership with



Coverage that goes above and beyond

Most people assume that their auto and home insurance will provide all the liability coverage they need, but it isn’t always enough. NEA Personal Umbrella Insurance by California Casualty adds an extra layer of protection to your existing home and auto policies.

  • Get coverage of $1 million, $2 million, $3 million and $5 million. Qualifying applicants can get coverage up to $10 million1
  • Protect the assets you’ve worked hard to secure, including your home and retirement investments
  • Feel confident knowing your policy is underwritten by RLI, rated A+ by A.M. Best
  • Save with competitive premiums for all coverage limits

how it helps

Get coverage designed to fit your needs

Get protection against lawsuits

Extra liability insurance can be critical if someone is injured in an auto accident where you are ruled to be at fault or in an accident in your home or on your property. Jury rewards in personal liability lawsuits are unpredictable and often extremely expensive. Umbrella coverage can protect you against this uncertainty and help protect your assets.

Flexible coverage

Add up the value of your home and other significant assets, and the value of any investment portfolios or retirement savings accounts. Then review the liability coverage in your home and auto policies. If your current policies don’t cover your assets, it may be time to consider an umbrella policy. Choose the amount of coverage that’s right for you, starting at $1 million.

How It Works

Getting coverage is quick and easy

  • Make sure you’re signed in to your NEA Member Benefits account and click “Get a Quote Now” to get a free, customized quote.
Transparent California Casualty Logo - NEA Member Benefits Partner

California Casualty helps educators and supports schools nationwide.

We’ve partnered with California Casualty because of their ongoing support for educators and their families.

In addition to providing NEA members with special benefits and rates not available to the general public, California Casualty has awarded hundreds of thousands of dollars in grants to educators and schools through Academic Awards, Athletic Grants and Classroom awards.

Learn more about how we select our partners

More ways to protect your property

Terms & Conditions

1. $10 million policy is written through a separate insurance carrier.