IMPORTANT COVID-19 UPDATE: If your income has dropped suddenly due to a layoff or reduction of hours, you may be eligible to have your student loan payment reduced through a federal income-driven repayment program. Please visit the new automatic sign-up tool that our partners at Savi created to help NEA members dealing with the economic impacts of the novel coronavirus.

Student Loan Forgiveness

Student Loan Forgiveness & Refinancing

NEA Student Loan Forgiveness Navigator powered by Savi

Access this tool to find legitimate options to better manage your student loan debt.

Sign In to Check Eligibility

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Find options to manage your student loan debt

As an educator, you may be able to have part, or all, of your federal student loans forgiven. The NEA Student Loan Forgiveness Navigator can help you find and apply for money-saving programs.

  • NEA-vetted tool provides trusted sources that give you legitimate options
  • Calculate how much money you can save through this tool that’s easy to use on your desktop or mobile device
  • As an NEA member, you can run your numbers at no cost to see if you qualify for student loan repayment or forgiveness programs
  • If you need additional help, you can access student loan experts via telephone or chat
  • Receive a complete list of relevant debt-relief programs based on your situation
  • Prevent errors and improve your odds of qualifying for debt reduction by e-filing your paperwork. NEA members pay a discounted price of $29.95.

how it helps

Easily identify programs that can help relieve your student loan debt stress

Quickly locate your options

The NEA Student Loan Forgiveness Navigator helps you locate federal student loan repayment plans and student loan forgiveness programs that can reduce your financial burden—and help keep you in the classroom.

Fill out forms easily

If you choose to enroll in a repayment or forgiveness program, the Navigator will populate all the necessary information in the correct Department of Education application.

Save time, reduce errors

You also can e-file directly through the Navigator to help save time and prevent errors that could lead to application approval delays. NEA members can file electronically at a reduced cost of $29.95.

Manage yearly recertification

Did you know that repayment plans require you to prove your educator eligibility each year? This tool lets you easily “recertify” by printing and submitting paperwork by mail at no cost. E-filing is also available at a discounted price for NEA members.

How much can you shave off your student loans?

Thomas J. Bugos II, a Seminole Education Association (SEA) member in Florida, tried out the NEA Student Loan Forgiveness Navigator powered by Savi and realized he could dramatically shrink his $32,000-plus in student loans. “I am ecstatic at how much I can save!”

How It Works

Find your student loan forgiveness and repayment options

  1. Make sure you’re signed in to your NEA Member Benefits account.
  2. Click “Get Started” above.
  3. Enter your personal and loan information in the online software program for free.
  4. View the results. See which repayment plan works best for you, and whether you qualify for a federal loan forgiveness program.
  5. Print out your application paperwork at no cost and mail it to the Department of Education or pay $29.95 to have the Navigator complete and electronically file the required Department of Education forms.


Your questions, answered

Terms & Conditions

Borrowers are solely responsible for any determination to enroll in an Income-Driven Repayment and/or federal loan forgiveness programs.

NEA and its affiliate staff cannot be held liable for borrowers’ decision to enroll or not enroll in a federal student loan repayment or loan forgiveness programs.

Borrowers can access student loan repayment and forgiveness options and start the enrollment process at the Department of Education at no charge.