Pay down holiday and other debt with one affordable monthly payment.
If holiday spending has you stressed, the NEA Personal Loan can consolidate lingering bills and help you pay off credit cards and other loans for greater peace of mind.
It can also help with big expenses like home repairs or remodeling projects, weddings, baby costs and more.1 And with low Fixed APRs, you can wrap up a variety of expenses into one monthly payment.
If you have questions about the NEA Personal Loan Program, please contact us at 1-800-637-4636.
Before beginning the application process, you should be able to answer “Yes” to each of the following statements:
1. Exclusions and limitations may apply. Please call a loans specialist for details. The NEA Personal Loan cannot be used to pay postsecondary educational expenses or tuition or to consolidate postsecondary educational loans.
2. Your Fixed APR will be established when we discuss your specific request with you and will be in the range of 7.99% Fixed APR to 15.99% Fixed APR, depending on your creditworthiness. NEA members may receive a 0.25% interest rate discount by enrolling in AutoPay. To qualify, you must set up automatic payments from a checking or savings account at the time of loan origination. When you enroll in AutoPay, a rate as low as 7.74% Fixed APR may be available, depending on your creditworthiness.
3. Your repayment terms will depend on your APR and loan term for which you qualify. Example: On a 9.99% Fixed APR loan you will have (1) 36 monthly payments of $32.26 per $1,000 borrowed; or (2) 48 monthly payments of $25.36 per $1,000 borrowed; or (3) 60 monthly payments of $21.24 per $1,000 borrowed; or (4) 72 monthly payments of $18.52 per $1,000 borrowed. Your Fixed APR will be in the range of 7.74% Fixed APR (if you are enrolled in AutoPay) to 15.99% Fixed APR. See the Key Information on Your Loan for additional details regarding a Debt Consolidation or Personal Loan.
4. If a credit report is requested, an applicant will be informed of whether or not a credit report was requested and of the name and address of the consumer reporting agency that furnished the report. By agreeing to these terms, you are also authorizing First National Bank of Omaha to verify your employment, income and other relevant information.
Loans are made and serviced by First National Bank of Omaha.