The NEA RateSmart<SUP>®</SUP> Card

The NEA RateSmart® Card

The lowest rate of any NEA credit card

To apply by phone, call 1-888-758-7946 and mention source code BAABHL.
(Mon-Fri 9:00 a.m. - 9:00 p.m.)

Lower your rate. Save money on interest.

Are you looking for a great low rate? Then look no further than the NEA RateSmart® Mastercard®. This card is packed with great features that could save you money and protect you while you shop!


SAVE ON INTEREST with the LOWEST RATE on purchases of any NEA credit card — check rates


SAVE EVEN MORE MONEY on interest with a LOW INTRO APR on both purchases and qualifying balance transfers — see details




MUSEUMS ON US® for free general admission to over 200 museums nationwide the first weekend of every month


$0 LIABILITY GUARANTEE for protection against potential fraud


SHOPSAFE® FEATURE for an extra layer of protection when you shop online


FICO® SCORE FOR FREE* with Online Banking


See Terms and Conditions for additional program and service details.

Or call 1-888-758-7946, priority code BAABHL


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What’s Next

 For information on the rates, fees, other costs or benefits of this credit card, please call 1-888-758-7946 and mention source code BAABHL or click on Apply Now and refer to the disclosures accompanying the online credit application.

This credit card program is issued and administered by Bank of America, N.A.

*  The FICO® Score Program is for educational purposes and for your non-commercial, personal use. This benefit is available only for primary cardholders with an open and active consumer credit card account who have a FICO® Score available. The feature is accessible through Online Banking, the Mobile website, and the Mobile Banking app for iPhone and Android devices. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Data connection required. Wireless carrier fees may apply.

© 2018 Bank of America Corporation

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