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A Credit Union Designed for Educators Like You

Unlock better rates, lower fees and financial tools built around your needs with NEA Credit Union.

As a member-owned financial institution, NEA Credit Union delivers smart solutions and expert guidance that help educators achieve financial well-being.

You Invest in Others. We Invest in You.

Experience the credit union difference.

Member Owned


Unlike shareholder-owned financial institutions, The Credit Union focuses on you. Its profits are returned to members through better rates and lower fees. Its tools and programs are designed to meet your needs and help you achieve your goals.

Better Value


Members can save hundreds on monthly payments with lower interest rates on auto loans and mortgages. NEA Credit Union’s checking and savings accounts combine low (or no) fees with high yields, helping you keep more money in your pocket.

Smart Tools & Support


Enjoy easy digital banking, mobile deposits and nationwide ATM access designed for your busy life. Plus, get expert financial guidance that supports your plans for today and tomorrow.

Discover Products Built for Your Life

Checking

Enjoy a variety of flexible and convenient checking options.


Features & Benefits
  • High yields
  • Low or no fees
  • Easy Direct Deposit
  • Zelle® access
  • Digital Banking tools
  • Benefits to match your lifestyle
Savings

Grow your savings with competitive rates and dependable security.


Features & Benefits
  • High returns
  • Variable and fixed-rate options
  • Low or no monthly maintenance fees
  • Zelle® access
  • Accounts for different savings goals, from holiday spending to retirement
  • Convenient Digital Banking
Auto Loans

Save money when you buy a car or refinance your existing auto loan.


Features & Benefits
  • Low interest rates
  • Flexible repayment terms
  • Quick pre-approval
  • Pre-negotiated pricing with our Auto Buying Service
  • RV, boat and motorcycle loans also available
Mortgages

Whether buying a home, refinancing your mortgage, or leveraging your home’s equity, there’s a solution to meet your needs.


Features & Benefits
  • Low interest rates
  • Easy qualification for first-time buyers
  • Flexible down-payment options
  • Home equity loans and lines of credit
  • Buy Now, Refi Later program
  • Home-buying tools and resources
Better Banking for NEA Members
We are proud to partner with BCU as the provider of NEA Credit Union. BCU is a full-service, federally-insured financial institution built around the success of its members and communities.
370,000+
members nationwide
45 years
of empowering financial freedom
$6.5+ billion
in assets

Your Path To Financial Freedom

step 1
Join NEACU

Click “Learn More & Get Started“ to explore benefits exclusive to NEA members and sign up for an account.

step 2
Open Your Account

Complete the application in minutes and have a few details handy, like your Social Security Number, address, date of birth and government-issued ID (driver’s license, passport or state ID).

step 3
Explore The Benefits

Once your application is reviewed and approved, you’re all set! Explore many ways to save more, earn more and get more value from your Credit Union membership.

Let’s Get Started
Learn More & Get Started

 

Have questions or need help? Call 1-800-388-7000 or go to neacu.org/support

Equal Opportunity Lender | FEDERALLY INSURED BY NCUA

Frequently Asked Questions

NEA Credit Union is a division of BCU, a nationwide parent Credit Union that is nationally recognized as an exceptional institution with solid annual financial performance and strong capital. This relationship brings you an expansive array of products and services, and nationwide access to your accounts. The names (NEA Credit Union and BCU) are interchangeable and refer to the same business entity. Two different names, but one collective financial cooperative behind the scenes working to empower you to achieve your financial goals.

NEA Credit Union is a not-for-profit organization. Members of the Credit Union are “owners,” not customers, and you’ll typically enjoy better savings and loan rates, and few—if any—fees. In collaboration with NEAMB, the Credit Union takes pride in understanding your needs and challenges, offering tailored solutions designed specifically for you and your family.

All NEA members, employees of the NEA and their family members are eligible to join the Credit Union, regardless of financial standing or credit history. Once you’re a member of the Credit Union, you’re a member for life.

Family is defined as immediate or extended qualifying family of an existing NEA Credit Union member related by blood, marriage, fostering or adoption. Eligible family members include spouses, parents, children, siblings, domestic partners, grandchildren, grandparents, aunts, uncles, nieces, nephews and cousins.

Beginning mid-September 2026, NEA members can learn more about current offers and join at NEACU.org. Information is also available by calling 1-800-388-7000.

The Credit Union is not owned by the NEA, but by NEA Credit Union members. Therefore, when you sign up, YOU become an owner! In collaboration with BCU, the NEA offers this benefit at no cost to you. While both organizations share a common interest in improving your financial well-being, NEA Credit Union is a separate entity.

Part of looking out for its members is simply being there for them—anytime, anywhere. Easily check balances, pay bills, pay a friend, deposit a check and more with the Credit Union’s Mobile App or Digital Banking platform. If you need personal help or advice, NEA Credit Union is also available by phone 24/7, call 1-800-388-7000. Members have even more options with access to thousands of surcharge-free ATMs nationwide.

In collaboration with BCU, the NEA is proud to offer this benefit at no cost to you. In fact, once your NEA Credit Union membership application is approved, the Credit Union will make a one-time, $1.00 deposit into your Regular Savings account, making you both a member and part-owner of the Credit Union. You and your family can then start enjoying the rewards of lifetime membership right away!

NEA Credit Union is a full-service financial institution. And because it’s not-for-profit, any money the Credit Union makes goes directly back to its members in the form of money-saving products and services. This includes hassle-free checking accounts that reimburse ATM fees and pay high interest, low-rate auto loans, high-yield savings accounts and enhanced direct deposit (including getting your paycheck up to two days early)! NEA Credit Union also provides tools and resources, like financial coaching, to help you grow your wealth at every stage of life.