If You’re a Parent
Is your family prepared if you suffer the loss of a loved one—and their income? And if you’re a single parent, the stakes can be even greater.
Your Home
Is your mortgage payment based on two incomes? Can you (or your spouse) handle losing one of them?
Your Outstanding Debt
Do you want to leave a loved one with your bills? Do you want them to leave you theirs?
Saving for Retirement
Will your spouse be able to retire if you're not around to contribute?