Credit Cards

Looking for a great competitive rate and rewards? We’ve got you covered!

2 Credit Cards

NEA® Cash Rewards Card

Get a member exclusive $200 Amazon.com Gift Card bonus offer! (Students not eligible)

  • Earn 1% unlimited cash back on purchases everywhere, every time
  • Earn 2% cash back at grocery stores and wholesale clubs
  • Maximize your cash back.
    Earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement & furnishings

Earn 2% and 3% cash back on the first $2,500 in combined grocery store/wholesale club/choice category purchases each quarter, then earn 1%.

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    The NEA RateSmart® Card

    Save on interest with our lowest rate card.

    • Get a low intro APR offer and then a competitive APR
    • Get greater security when you use your credit card at chip-enabled terminals, a $0 Liability Guarantee for fraudulent transactions and extra protection when you add your card to your digital wallet
    • Present your card and a photo ID to enjoy free general admission at over 225 museums across the country on the first weekend of every month
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    Learn more about choosing a credit card

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    Personal Finance

    Take charge of your finances—for today and the future.
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    Which Debt Payoff Plan Is Best for You?
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    5 Myths About Credit Cards
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    With a Better Credit Score, You Can Afford More
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    Why You Need to Get (and Keep) a Good Credit Score
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    6 Common Credit Score Myths Debunked
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    5 Ways to Clean Up Your Credit

    Earn rewards while you save with these popular programs for members

    NEA Discount Marketplace

    NEW! Find the best discounts and get exclusive cash back on your favorite name-brand products. Shop deals from over 2,500 top retailers, online stores, local restaurants and more—all in one place!

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    GE Appliances Store

    Upgrading your home appliances? Get access to exclusive NEA member-only discounts on high-quality GE appliances, plus free delivery on all orders over $399.

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    Flowers and Gourmet Gifts

    Let a friend or family member know you’re thinking of them with flowers, gift baskets, confections and more from the 1800Flowers.com Family of Brands. NEA members get a 20% discount. Shop 1800Flowers.com, 1800Baskets.com, Harry & David, Cheryl’s Cookies, The Popcorn Factory and more!

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