Credit Cards

Looking for a great competitive rate and rewards? We’ve got you covered!

2 Credit Cards

NEA® Cash Rewards Card

NEW! Maximize your cash back.
Your card. Your rewards. Your way.

  • 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement & furnishings
  • 2% cash back at grocery stores and wholesale clubs
  • 1% unlimited cash back on all other purchases

Earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%.

  • $150 cash rewards bonus offer!
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The NEA RateSmart® Card

Save on interest with our lowest rate card.

  • Get a low intro APR offer and then a competitive APR
  • Get greater security when you use your credit card at chip-enabled terminals, extra protection with the ShopSafe® feature for online purchases and a $0 Liability Guarantee for fraudulent transactions
  • Present your card and a photo ID to enjoy free general admission at over 200 museums across the country on the first weekend of every month
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Learn more about choosing a credit card

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How to Find the Right Credit Card for You

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The Differences Between Debit and Credit Cards

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A Case for Having Multiple Credit Cards

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With a Better Credit Score, You Can Afford More

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Should You Switch to a New Rewards Card?

Personal Finance

Take charge of your finances—for today and the future.

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Should You Open Another Credit Card Account?

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How to Keep Your Credit Card Accounts Safe From Hackers

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9 Smart Ways to Use Your Credit Card

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Which Debt Payoff Plan Is Best for You?

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Tips for Getting the Best Loan Rates

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6 Common Credit Score Myths Debunked

Earn rewards while you save with these popular programs for members

NEA Click & Save

Save on the brands you love! Enjoy discounts on clothing, home, electronics, restaurants, movie tickets and more.

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GE Appliances Store

Upgrading your home appliances? Get access to exclusive NEA member-only discounts on high-quality GE appliances, plus free delivery on all orders over $399.

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NEA Vacations

With great travel discounts from NEA Vacations, you can enjoy more for less on family vacations and dream getaways. You’ll also earn NEA Travel Dollars that you can apply to future travel costs.

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Flowers and Gourmet Gifts

Let a friend or family member know you’re thinking of them with flowers, gift baskets, confections and more from the 1800Flowers.com Family of Brands. NEA members get a 20% discount. Shop 1800Flowers.com, 1800Baskets.com, Harry & David, Cheryl’s Cookies, The Popcorn Factory and more!

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NEA Adventures

Travel with fellow educators and their guests on any one of eight tours, customized just for NEA members. Destinations like Costa Rica, Iceland, Italy and Peru are waiting to be discovered for as low as $800 per tour.

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Enterprise Rent-A-Car

Whether you’re going on vacation or need a rental while your car’s in the shop, get on your way with discounted rates and other special offers through Enterprise Rent-A-Car.

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