Home and Auto Coverage

Peace of mind for your most valuable possessions at special member-only rates

7 Home and Auto Insurance Programs

NEA® Auto & Home Insurance Program

Get affordable coverage for you and your family with the NEA Auto & Home Insurance Program. NEA members save an average of $495 per year! Take advantage of these unique coverage options designed with educators in mind:

  • $3,000 personal property at school coverage
  • No deductible for vandalism when it happens on school property
  • Skip payment during summer or holiday breaks
  • $500 fundraising money coverage
  • Free ID theft protection

NEA Renters Insurance

Protect your belongings with affordable coverage for you and your possessions at home, at school and while traveling.

  • Get competitive rates with many discounts available
  • Cover your belongings against damage from fire, vandalism, theft, water overflow and more
  • Enjoy broad policy protection, including a $0 deductible for Loss of Use
  • Get educator benefits such as coverage for personal property used in teaching and for theft of fundraising money or goods

NEA Condominium Insurance

Protect your home and belongings with coverage for your property at home, at school and while traveling.

  • Get competitive rates with many discounts available
  • Enjoy broad policy protection, including extra benefits such as $500 lost luggage coverage, $0 deductible for Loss of Use and $1,000 coverage for debit or credit card fraud
  • Get educator benefits such as coverage for personal property used in teaching and for theft of fundraising money or goods

NEA Mobile Home Insurance

Get affordable protection that covers your home and possessions, provides help with living expenses if you suffer a loss and protects you from lawsuits. Take advantage of options such as:

  • Broad policy protection and competitive rates with many discounts available
  • $0 deductible for Loss of Use
  • $500 lost luggage coverage and $1,000 coverage for debit or credit card fraud
  • Educator benefits such as coverage for personal property used in teaching and for theft of fundraising money or goods

NEA Flood Insurance

Flooding is the most common natural disaster in America, but homeowners and renters insurance policies typically don’t cover it.

  • With the right policy, you'll be reimbursed for all your covered losses in the event of a flood
  • Policies are underwritten by California Casualty through the National Flood Insurance Program

NEA Earthquake Insurance

NEA Earthquake Insurance helps protect you from costly damage that isn’t covered by most homeowner’s insurance policies.

  • Broad protection for your home, other structures, contents and additional living expenses
  • Get the extra coverage that isn’t included in most homeowner policies at a competitive price

NEA Personal Umbrella Insurance

NEA Personal Umbrella Insurance adds an extra layer of protection to your existing home and auto policies. Protect the assets you’ve worked hard to secure, including your home and retirement investments.

  • Save with competitive premiums for all coverage limits
  • Get coverage of $1 million, $2 million, $3 million or $5 million
  • Feel confident knowing your policy is underwritten by RLI, rated A+ by A.M. Best

More insurance options to protect what matters to you