Life & Accidental Death Insurance

NEA® Accidental Death & Dismemberment Advantage Insurance

Help protect yourself and your family with coverage up to one million dollars

Get Coverage Now

Need to pay your premium?
Please sign in and click the “Access Your Account” button.

In partnership with



Help protect your family with extensive coverage

Expand the benefits of NEA Accidental Death & Dismemberment insurance, issued by The Prudential Insurance Company of America (Prudential), with the NEA Accidental Death & Dismemberment Advantage plan. It includes all of the peace of mind offered by both our standard AD&D and AD&D Plus plans, plus these additional benefits:

  • Coverage up to one million dollars
  • Coverage for 12 months of mortgage payments
  • Get reimbursed for bereavement and trauma counseling and monthly rehabilitation
  • Coverage for critical burns while working for your employer

how it helps

Reinforce your family’s financial safety net

Affordable Rates

The Advantage Plan offers competitive rates for broad coverage. For example, a member under 65 seeking $250,000 of coverage pays only $96 per year. View this rate chart to learn more. Rates are lower because they are created specifically for NEA members and only available to the NEA membership.

Easy to Enroll

Coverage is guaranteed for every NEA member, and their spouses and dependent children. There’s no medical exam.

Generous Options

Coverage amounts are available in increments of $250K, $500K, $750K and $1,000,000.† You’re eligible for lifetime coverage as long as you remain an NEA member.

How It Works

Sign up now, no medical exam required

  • Make sure you’re signed in to your NEA Member Benefits account and click “Get Coverage Now” to get a free, personalized quote.
  • If you would prefer to apply by phone or, to request a paper application, please call 1-855-632-5433. Qualified representatives are available to answer questions about rates, coverage and benefits.
  • No medical exam is necessary and coverage is guaranteed, so you can make your first payment at the time of application or wait until you receive a premium notification from the plan administrator.

The Prudential Insurance Company of America helps educators protect their families.

We’ve partnered with Prudential because they are one of the largest life insurance companies in the United States.


Prudential has been a trusted insurance carrier in issuing the NEA Members Insurance Trust life insurance programs since 1969.


Learn more about how we select our administrative partners


Your questions, answered

Affordable coverage for you and your family


Mother and daughter dancing
Update Your Complimentary Life Insurance Information

As an NEA member, you’re eligible for this special coverage at no cost to you. Make sure your information is up to date.


Terms & Conditions

† Age restrictions apply. For details, please call 1-800-637-4636.

The products issued by The Prudential Insurance Company of America may not be available in all states.

This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.


© 2022 Prudential Financial, Inc. and its related entities.
Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.

The NEA Accidental Death & Dismemberment Advantage Insurance Plan is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all details including any policy exclusions, limitations and restrictions, which may apply. Contract Series: 83500. CA COA #1179, NAIC #68241.