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NEA® In-Hospital Indemnity Plan

Cash benefit protection when you are hospitalized

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Focus on your health, not your bills, with this insurance plan

The NEA In-Hospital Indemnity Plan, a Voluntary Hospital Indemnity coverage issued by The Prudential Insurance Company of America, is competitively priced coverage to provide basic daily cash benefits based upon your hospital stay. Given the increasing costs of hospital stays and other costs associated with a hospitalization, this supplemental plan may be ideal for you.

  • Covers daily in-hospital stays (up to 30 days per confinement)
  • Covers daily hospital intensive care unit stays (up to 30 days)
  • Covers hospital admissions & hospital observation stays
  • Covers ICU admissions

how it helps

Cash protection during and after a hospital stay*

Cash benefits directly to you

Benefit Enhanced Option    Standard Option
 Hospital Admission Benefit $1,000    $500
 ICU Admission Benefit $1,000    $500
 Hospital Confinement Benefit1  $150    $100
 ICU Confinement Benefit  $300    $200

Pays a benefit if the covered person is confined in the hospital or ICU for treatment of a covered accident, injury, or illness. Payable for up to 30 days per confinement. When an Admission Benefit is included, the Hospital and ICU Confinement Benefit begins on Day 2.2


* Coverage details are provided by clicking on View plan details and rates

How It Works

Get a quote or enroll today

  1. Make sure you’re logged in to your NEA Member Benefits account.
  2. Click “Get a Quote or Enroll” above to open a new secure page with your personalized information.
  3. Complete the online application and get a quote. Representatives are available to help you with any questions you may have.

Learn more about the NEA In-Hospital Indemnity Plan

Related Products

Important Information

1. Initial hospital confinement must begin within 90 days of the covered accident, injury or illness occurs.
2. Payable to a maximum of 5 times per calendar year.

The product issued by The Prudential Insurance Company of America may not be available in all states.

This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states.

Association Member Benefits Advisors, LLC
In CA d/b/a Association Member Benefits & Insurance Agency
CA LIC #0I96562 AR License #100114462

In accordance with industry custom, Association Member Benefits Advisors (in California DBA: Association Member Benefits & Insurance Agency) is compensated through commissions that are calculated as a percentage of the insurance premiums charged by insurers. These commissions are used to fund enrollments, ongoing servicing, billing, marketing, customer administrative and claim servicing, and communications. Our compensation may vary depending on the type of insurance purchased and the insurer selected.

This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”).

This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage.

This policy provides Hospital Indemnity insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department.


“30-Day Free Look”
You will have 30 days to look over your Certificate of insurance. If for any reason you are not 100% satisfied you may return your Certificate, without claim, within 30 days of your effective date and you will be provided a full and complete refund of any premiums paid. Your coverage will then be canceled or terminated. 

NEA In‐Hospital Indemnity Plan, a Voluntary Hospital Indemnity coverage issued by The Prudential Insurance Company of America. Please refer to the Booklet-Certificate, which is made a part of the Group Contract, for all plan details, including any exclusions, limitations and restrictions which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by Prudential, the terms of the Group Contract will govern. Contract provisions may vary by state. California COA #1179, NAIC #68241. Contract series: 83500

Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.

NEA has hired NEA Member Benefits, who incurs costs in connection with this sponsored program. To provide and maintain this valuable membership benefit, NEA Member Benefits is reimbursed for these costs.