Student Loan Forgiveness & Refinancing

NEA Student Debt Navigator

NEA’s Student Debt Navigator offers a free online student loan evaluation tool to determine eligibility for federal programs to help you manage your student loan debt.

• Easy to use software available on your desktop or mobile device
• Free software automatically determines repayment options and any loan forgiveness program
• Student loan expert help available

NEA Student Loan Refinance Program

Choose repayment options that fit your timeline and budget. You can lower the interest rate or your monthly student loan payment, or both.

• NEA members receive a special one-time statement credit equaling 0.5% of the loan, up to $599.99²
• You’ll also receive a 0.25% interest rate discount when you enroll in AutoPay⁴
• There are no origination fees, application fees or pre-payment penalties
• Choose repayment terms of 5 to 15 years³