Student Loans & Loan Forgiveness

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5 Student Loan & Loan Forgiveness Programs

NEA Student Loan Forgiveness Navigator powered by Savi

NEA’s Student Loan Forgiveness Navigator offers a free online student loan evaluation tool to determine eligibility for federal programs to help you manage your student loan debt.

  • Easy to use software available on your desktop or mobile device
  • Free software automatically determines repayment options and any loan forgiveness program
  • Student loan expert help available
  • Discount price of $29.95 to apply for programs accurately and electronically.

NEA Student Loan Refinance Program

Choose repayment options that fit your timeline and budget. You can lower the interest rate or your monthly student loan payment, or both.

  • NEA members receive a special one-time statement credit equaling 0.5% of the loan, up to $599.993
  • You’ll also receive a 0.25% interest rate discount when you enroll in AutoPay5
  • There are no origination fees, application fees or pre-payment penalties
  • Choose repayment terms of 5 to 20 years4

NEA Undergraduate Loan Program

Create your own customized, private student loan that fits your budget. Get help paying for college expenses that financial aid may not fully cover.

  • As an NEA member, receive a special 0.25% interest rate discount.1
  • Get an additional 0.25% interest rate discount with auto-pay enrollment.2
  • Cover up to 100% of the school-certified cost of attendance.3
  • Choose from multiple repayment options and terms.
  • There are no origination or application fees, or pre-payment penalties.

NEA Parent Loan Program

Use the strength of your credit to secure college funding for your child with a customized private parent loan that you control.

  • As an NEA member, receive a special 0.25% interest rate discount.1
  • Get an additional 0.25% interest rate discount with auto-pay enrollment.2
  • Have up to $2,500 sent directly to you for education costs outside of tuition and fees.3
  • Choose from multiple repayment options and terms.
  • There are no origination or application fees, or pre-payment penalties.

NEA Graduate Loan Program

Create your own customized, private student loan that fits your budget. Get help paying for postgraduate expenses that financial aid may not fully cover.

  • As an NEA member, receive a special 0.25% interest rate discount.1
  • Get an additional 0.25% interest rate discount with auto-pay enrollment.2
  • Cover up to 100% of the school-certified cost of attendance.3
  • Choose from multiple repayment options and terms.
  • There are no origination or application fees, or pre-payment penalties.