Student Loans

Flexible loan options to help you make dreams come true

3 Student Loan Options

NEA® Smart Option Student Loan® by Sallie Mae®

A flexible student loan for bachelor’s and associate’s degrees or a certificate at a degree-granting school can help you or a loved one focus on learning—with less financial stress.

  • Get competitive rates and an exclusive 0.25 percentage point interest rate reduction for eligible NEA members*
  • Borrow up to 100% of school-certified costs*
  • Apply online in about 15 minutes
  • Choose the repayment option that works best for you

NEA® Parent Loan by Sallie Mae®

For parents or other creditworthy individuals who want to take responsibility for financing their student’s education

  • Get competitive rates and an exclusive 0.25 percentage point interest rate reduction just for NEA members*
  • Borrow up to 100% of school-certified costs*
  • Apply online in about 15 minutes
  • Choose the repayment option that works for you

NEA® Graduate Loans by Sallie Mae®

A flexible graduate student loan can help you or a loved one focus on learning—with less financial stress.

  • Get competitive rates and an exclusive 0.25 percentage point interest rate reduction for NEA members*
  • Borrow up to 100% of school-certified costs*
  • Apply online in about 15 minutes
  • Choose one of three repayment options. Loans also feature customized terms and grace/separation periods as customized by product.