The Secret to Getting a Great Price on Your Next Car

One of the smartest ways to make sure you don’t overpay for your next vehicle is to actually see what others in your area paid.

Man and Woman Looking at Car for Sale

by NEA Member Benefits

When you shop through the NEA Auto Buying Program, powered by TrueCar, you can access critical decision-making information through in-depth Price Reports and the Price Curve. The Price Curve contains objective pricing data that shows the most up-to-date pricing information.

With the TrueCar Price Curve, you can:

  • See the average amount that has been paid for the car you want
  • See what you should be paying
  • See what you could save off MSRP

How do I use the Price Curve?

First, search for the car you want and select your desired options. Then, you’ll see additional dealer pricing or Target Price information, depending on your state. This section gives you a Price Rating and an option to “View Report.”

When you click on the report, you’ll see the Price Curve for the car and the options you selected. The more you narrowed down on the car you want—such as deciding on the trim, options and colors—the more accurate the Price Curve will be.

This is real, unbiased information you can trust. And if you choose to buy your car through a certified dealer, the Price Curve shows you how many are available in your area.

You can review the Price Curve and related information on as many cars as you want without any charge, and there’s never any obligation to buy, even if you take a test drive.

TrueCar Market Analysis Example

How does the TrueCar Price Curve work?

Data is pulled in from numerous reputable sources and aggregators that track actual transaction detail. In many cases, the data is validated from multiple data sources across the different stages of the auto purchase process, including financing, leasing, insurance, taxes, title, registration and others. No personally identifiable information (PII) is attached.

The curve also can be based on vehicle configuration data, customer and dealer incentives data, financing and loan data, vehicle registration and insurance data, and other criteria.

The Price Curve shows local and national information. For most states, the estimated dealer price off MSRP based on the vehicle you configured online will be displayed. (Note that this price may change at the time of purchase if the dealer doesn’t have the exact vehicle in stock or if you change options and features.)

The information reflected in the Price Curve is adjusted to assume that most or all of the recently sold vehicles in your area likely have different option combinations than your specified vehicle configuration.

How does the Price Curve help me?

This powerful data is your first step in finding the car you want. Once you’ve narrowed down your choices to a few cars, then you can request your certificate from prescreened dealers in your area before you even go to a dealership or make a phone call.

You’ll save not only money but also time, because instead of driving around from dealer to dealer, you can get all your information in advance online and then can go and enjoy your test drive knowing you’ve already locked in your Guaranteed Savings or Target Price (depending on your state) if you decide you like the car.

How do I get my savings?

Once you click to get certificates, you’ll be presented with estimated pricing or a Target Price from up to three certified dealers near you. To receive your Guaranteed Savings Certificates, select which dealers you would like to do business with, and then select “next.” This action will give you your Guaranteed Savings Certificates, as well as the dealer name, phone number and location along with driving directions and other important information about your certified dealer. (Note: Not all states are eligible for Guaranteed Savings, so you’ll see a Target Price instead.)

Your Guaranteed Savings Certificate provides an estimate based on the vehicle you configured online, including any destination or regional fees, but it does not include tax, title or registration fees, or dealer documentation, administrative fees or processing fees. Remember, your estimated price could change if the dealer doesn’t have the vehicle in stock, if you change options and features or if you select a different vehicle.

Your Guaranteed Savings is the least amount you can expect to save off MSRP on any in-stock vehicle of the same year, make, model and style that you configured online.

The key to finding a good deal on the car, truck or SUV you want to buy is to review the Price Curve for the car you want and then take your certificate to one of the certified dealers for a better car-buying experience.

Save on your next car purchase