Help make sure you get paid, even if you’re too hurt or sick to work.
More than 30% of Americans will be kept off the job by illness or injury for 90 days or more.1 It could happen to you. And getting hurt or sick may not be the worst part.
Sooner or later, no work means no paycheck—which is where the NEA Income Protection Insurance Plan comes in. It’s disability income insurance that helps replace part of your paycheck when you can’t work yourself.
- It provides a monthly benefit when you’re disabled by a covered accident or illness—so you can pay your bills without relying on college and retirement funds.
- It pays benefits whether you’re totally or partially disabled. And in many cases, payments are completely tax-free.2
- It pays benefits during pregnancy, when your doctor puts you on bed rest or orders medical leave.
- It pays benefits directly to you, so you can use the money for whatever you need.
- It pays your NEA dues—and waives your premiums—when you’re disabled for six months or more. Premiums are waived during NEA-supported strikes, too.3
Be prepared and protect your family’s future.
Help secure it with the NEA Income Protection Insurance Plan. This exclusive program is available only to NEA members who are actively employed in the field of education 15 or more hours per week—and it’s easy to apply with just a few clicks.
- Choose the size of your monthly benefit in $100 increments, up to two-thirds of your regular salary, or $6,000 (whichever is less).
- Choose benefits that begin on the 8th, 15th, 31st or 91st day of disability due to a covered accident or illness (in most states).
- Choose Short-Term Disability (STD) or Long-Term Disability (LTD) protection. STD pays benefits up to a maximum of two years (depending on your age when benefits begin). LTD pays benefits up to age 67 or longer.
For current account information, please contact:
For claims questions, please call:
Income you receive from other sources can reduce the benefits you receive through this plan; please login or register to view complete plan details. This plan is not available in Colorado or North Carolina.
1 Source: Terry, Gary. “Disability income insurance misconceptions,” Life and Health Adviser, n.d. Web. 24 Mar. 2011.
2 Benefits are tax-free when premiums are paid with after-tax dollars. Consult your tax adviser for details.
3 Restrictions apply; login or register to learn more.
4 Source: “Preparing for Disability.” Council for Disability Awareness. Web. 10 Oct. 2013.
5 Source: “Preparing for Disability.” Council for Disability Awareness. Web. 25 Nov. 2013.
Meet the Winners!
the winners of the
NEA Real Money Sweepstakes!
Ann Hand, Kennebunkport, ME, won $2,500
Anna Arquette, Bucksport, ME, won $1,000
Lee M. Cummins, Anchorage, AK, won $1,000
DISABILITY BENEFIT CALCULATOR
How much will my NEA Income Protection Insurance Plan cost?
You insure your home, car and other valuable possessions, so why wouldn’t you protect one of your most valuable assets: your paycheck?