Your NEA rate will never be lower, making this the perfect time to purchase a plan to help protect your family’s future. Lock in the lowest premiums now that won’t change up to age 80. And your benefits will stay the same for the entire term of your policy.* Start planning today. Remember, the earlier you lock in the lowest rate, the more you’ll save!
- Coverage amounts up to $1,000,000
- Lower rates offered for most coverage amounts and terms
- 10-year, 15-year and 20-year terms available†
- Full coverage up to age 80‡
- Premiums won’t increase due to your age and benefits won’t decrease for the entire term*
- Discount for non-smokers and competitive smoker rates
- Spouse or domestic partner coverage available§
- Accelerated Benefit Option#
* Rates may change if plan experience requires a change for all insureds.
† Member/Spouse who elects 20-year term must be under age 61. Member/Spouse who elects a 15-year term must be under age 66. Member/Spouse who elects a 10-year term must be under age 71.
‡ Rates are locked in, however the amount of coverage depends on term selected. Please see the Instant Rate Quote for rates and term options.
§ Spouse or Domestic Partner coverage may exceed Member coverage amount. Term elected for spouse or domestic partner must match member elected term.
# Accelerated Death Benefit option is a feature that is made available to group life insurance participants. It is not a health, nursing home, or long-term care insurance benefit and is not designed to eliminate the need for those types of insurance coverage. The death benefit is reduced by the amount of the accelerated death benefit paid. There is no administrative fee to accelerate benefits. Receipt of accelerated death benefits may affect eligibility for public assistance and may be taxable. The federal income tax treatment of payments made under this rider depends upon whether the insured is the recipient of the benefits and is considered terminally ill. You may wish to seek professional tax advice before exercising this option.
The Level Premium Term Life Insurance coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations and restrictions, which may apply. Contract Series: 83500 CA CAO # 1179 NAIC # 68241