Coverage is issued by The Prudential Insurance Company of America.
As unpredictable as your days can be, it helps to know you can count on NEA® Level Premium Term Life Insurance. Offering member-only rates and benefits that won’t change for the entire term of your policy, this coverage lets you lock in lower premiums now that won’t change up to age 80*. To get your lowest rate, make sure to act before your next birthday. Start planning today – the earlier you lock in, the more you’ll save!
- Coverage amounts up to $1,000,000
- Full coverage up to age 80 — premiums won’t increase due to age and benefits won’t decrease for the entire term†
- 10-year, 15-year and 20-year terms available‡
- Spouse or domestic partner coverage available§
- Accelerated Benefit Option#
- Discount for non-smokers and competitive smoker rates
* Rates may change if plan experience requires a change for all insureds.
† Rates are locked in; however, the amount of coverage depends on term selected. Please see the Instant Rate Quote for rates and term options.
‡ Member/Spouse who elects 20-year term must be under age 61. Member/Spouse who elects a 15-year term must be under age 66. Member/Spouse who elects a 10-year term must be under age 71.
§ Spouse or Domestic Partner coverage may exceed Member coverage amount. Term elected for spouse or domestic partner must match member elected term.
# Accelerated Death Benefit option is a feature that is made available to group life insurance participants. It is not a health, nursing home or long-term care insurance benefit and is not designed to eliminate the need for those types of insurance coverage. The death benefit is reduced by the amount of the accelerated death benefit paid. There is no administrative fee to accelerate benefits. Receipt of accelerated death benefits may affect eligibility for public assistance and may be taxable. The federal income tax treatment of payments made under this rider depends upon whether the insured is the recipient of the benefits and is considered terminally ill. You may wish to seek professional tax advice before exercising this option.
The Level Premium Term Life Insurance coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations and restrictions, which may apply. Contract Series: 83500 CA COA # 1179 NAIC # 68241