Accidental Death and Dismemberment Insurance (AD&D), as its name implies, serves an important purpose: It provides a benefit to you or your family if you are severely injured or are killed in an accident. For example, if you die from a fall, car accident or drowning, your beneficiaries receive a set benefit to help them after you’re gone. And if an injury results in a loss of sight, speech, hearing or limb, you’ll receive a portion of your benefit that can help you improve your quality of life.
AD&D insurance is not a replacement for disability or life insurance. It’s an additional, inexpensive and easily attainable coverage for specific circumstances. This insurance can help cover unexpected mishaps associated with an active lifestyle, a long commute, travel and more.
Here are five typical scenarios that AD&D insurance can cover.
The products issued by The Prudential Insurance Company of America may not be available in all states.
AD&D coverage provides Accident insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
IMPORTANT NOTICE — THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.
NEA Accidental Death & Dismemberment coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all details, including any exclusions, limitations and restrictions, which may apply. Contract Series: 83500. CA COA# 1179. NAIC# 68241.