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Life Insurance Plans
for Educators


Find the right coverage to help protect what matters the most to you.

Which Life Insurance Plan is Right for You?

NEA® Complimentary Life Insurance

Eligible NEA members can get trusted, complimentary life insurance for teachers at no cost to you.

Register Your Beneficiary
Benefits & Features
  • Provide your desired beneficiaries and change them at any time
  • This coverage offers life and accidental death & dismemberment insurance to Active, Reserve and Staff members, as well as to Life and Retired members who are actively employed in education
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NEA® Group Term Life Insurance Plan

Help safeguard your family with one of the best life insurance plans for teachers with coverage up to $500,000.

Get a Quote or Apply
Benefits & Features
  • Members, spouses, domestic partners and dependent children are all eligible for our exclusive NEA rates
  • Keep full benefits until age 70 and there’s no medical exam to apply (in most cases)
  • Choose benefit amounts between $25,000 to $500,000
  • Once you’re approved, your coverage amount remains in place—even if your health changes. You can’t be dropped for health reasons
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NEA® Level Premium Group Term Life Insurance Plan

Get up to $1 million of trusted group term life insurance with rates that won’t change for the entire term.

Get a Quote or Apply
Benefits & Features
  • Lock in member-only rates and benefits exclusive to teachers and educators for the entire 10-year, 15-year or 20-year coverage term
  • Get coverage up to $1,000,000, issued by The Prudential Insurance Company of America (Prudential)
  • Keep full coverage up to age 80. Your rates won’t increase as you age and your benefits won’t decrease
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NEA® Guaranteed Issue Life Insurance Plan

One of the best life insurance plans for teachers. Help prevent financial hardship with this guaranteed coverage for members over age 45.

Get Started
Benefits & Features
  • Acceptance is guaranteed if you are age 45 or older. There are no health questions
  • Choose one of two plans: Up to $10,000 or $20,000 worth of decreasing term life insurance, regardless of your health, depending on your age
  • Your benefits start at $500 the first year, and increase to 25% of your plan amount the second year, 50% the third year and 100% of your benefit after that
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NEA® Accidental Death & Dismemberment Insurance Plan

Help protect your family in the event of a major accident at home or away.

Get Started
Benefits & Features
  • Rates start at $19 per year
  • Choose optional spouse/domestic partner or dependent child coverage
  • Get up to $120,000 in coverage at home or away and up to $520,000 for any covered accident on a plane, train or ship, or other public conveyance
  • Apply with confidence knowing your coverage is issued by The Prudential Insurance Company of America (Prudential)
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NEA® Accidental Death & Dismemberment Insurance Plus Plan

Expanded benefits of NEA Accidental Death & Dismemberment (AD&D) insurance, issued by The Prudential Insurance Company of America.

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Benefits & Features
  • Reimbursement for dependent tuition and daycare costs
  • Coverage if you’re harmed due to a faulty seatbelt/airbag or during a felony assault
  • Reimbursement for educational costs for a spouse or partner
  • Coverage in the event that you and your spouse or domestic partner die in the same accident
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NEA® Accidental Death & Dismemberment Advantage Insurance

Help protect yourself and your family with coverage up to one million dollars.

Get Started
Benefits & Features
  • Coverage up to one million dollars
  • Coverage for 12 months of mortgage payments
  • Get reimbursed for bereavement and trauma counseling and monthly rehabilitation
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This coverage is not health insurance coverage (often referred to as "Major Medical Coverage").

This policy provides ACCIDENT insurance only.  It does NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.

IMPORTANT NOTICE – THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.

THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.

Not for residents of New Mexico
Not for use in New Mexico

Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. In Washington, the controlling document is the Certificate, not the Contract. Contract Series: 83500

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