Life & Accidental Death Insurance

Affordable coverage for you and your family

8 Life & Accidental Death Insurance Programs

NEA® Group Term Life Insurance Plan

Get historically lowest, group-discounted rates: NEA members, spouses, domestic partners and dependent children are all eligible.

  • Flexible coverage levels from $25,000 to $500,000
  • Full benefits until age 70 and no medical exam to apply (in most cases)
  • Your coverage remains the same, even if your health changes
  • No premiums for up to 12 months if you lose your job

NEA® Level Premium Group Term Life Insurance Plan

Get some peace of mind knowing this coverage will help your family manage large financial obligations if anything happens to you.

  • Get coverage up to $1,000,000
  • Lock in member-only rates in for the entire 10-year, 15-year or 20-year term
  • Enjoy full coverage and level rates up to age 80
  • Created by educators, for educators, with discounted rates for eligible NEA members

NEA® Complimentary Life Insurance

Get the trusted insurance protection you want for your family, at no cost to you.

  • $1,000 of term life insurance
  • Up to $5,000 of accidental death and dismemberment (AD&D) coverage
  • $150,000 of coverage if you’re an unlawful homicide victim while at work

NEA® Guaranteed Issue Life Insurance Plan

Enroll to help protect your family from future financial hardship. If you are a member 45 or older, you are guaranteed coverage.

  • Member-only rates for you and your spouse
  • Income tax-free benefit for your loved ones
  • Coverage without medical exams or health questions
  • Fast and easy activation
  • A money-back guarantee

NEA® Accidental Death & Dismemberment Insurance Plan

Accidental Death & Dismemberment insurance covers you and your loved ones in the event of a major accident.

  • Affordable rates start at $19 per year
  • No medical exams—coverage is guaranteed
  • Get up to $120,000 in coverage at home or away and up to $520,000 for any covered accident on a plane, train, ship
  • Choose optional spouse/domestic partner or dependent child coverage
  • Coverage issued by The Prudential Insurance Company of America

NEA® Introductory Life Insurance

Get the trusted insurance protection you want for your family, at no cost to you, for the first 12 months of your NEA membership.

  • As an eligible new NEA member, you’re automatically covered by $15,000 of term life insurance*
  • Continue your coverage after the one-year period at low member-only rates
  • No medical exams needed

NEA® Accidental Death & Dismemberment Insurance Plus

Get even more coverage than our regular Accidental Death & Dismemberment Insurance Plan for as little as $4 more per year.

  • Get reimbursed for dependent tuition, daycare costs and educational costs for a spouse or partner.
  • Receive additional benefits if you’re harmed due to a faulty seatbelt/airbag or during a felony assault.
  • You’re covered for loss due to exposure, disappearance or coma.
  • Coverage issued by The Prudential Insurance Company of America

NEA® Accidental Death & Dismemberment Advantage Insurance

Get the same insurance protection as our Accidental Death & Dismemberment Plus plan, plus additional benefits and coverage up to one million dollars.

  • Up to 12 months of mortgage payments are covered
  • Get reimbursed for bereavement and trauma counseling
  • Get reimbursed for monthly rehabilitation expenses
  • You’re entitled to additional benefits in the event of critical burns
  • Coverage issued by The Prudential Insurance Company of America