Life Insurance

Affordable coverage for you and your family

5 Life Insurance Programs

NEA® Group Term Life Insurance Plan

Get historically lowest, group-discounted rates: NEA members, spouses, domestic partners and dependent children are all eligible.

  • Flexible coverage levels from $25,000 to $500,000
  • Full benefits until age 70 and no medical exam to apply (in most cases)
  • Your coverage remains the same, even if your health changes
  • No premiums for up to 12 months if you lose your job
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NEA® Introductory Life Insurance

Get the trusted insurance protection you want for your family, at no cost to you, for the first 12 months of your NEA membership.

  • As an eligible new NEA member, you’re automatically covered by $15,000 of term life insurance*
  • Continue your coverage after the one-year period at low member-only rates†
  • No medical exams needed
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NEA® Complimentary Life Insurance

Get the trusted insurance protection you want for your family, at no cost to you.

  • Up to $1,000 of term life insurance
  • Up to $5,000 of accidental death and dismemberment (AD&D) coverage
  • $50,000 of AD&D insurance for any covered accident that occurs on the job or while serving as an Association Leader†
  • $150,000 of coverage if you’re an unlawful homicide victim while at work
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NEA® Guaranteed Issue Life Insurance Plan

Enroll to help protect your family from future financial hardship. If you are a member 45 or older, you are guaranteed coverage.

  • Member-only rates for you and your spouse†
  • Income tax-free benefit for your loved ones
  • Coverage without medical exams or health questions
  • Fast and easy activation
  • A money-back guarantee
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NEA® Level Premium Group Term Life Insurance Plan

Get peace of mind for you and your family, knowing they’ll be better able to manage large financial obligations if anything happens to you.

  • Get coverage up to $1,000,000
  • Lock in member-only rates in for the entire 10-year, 15-year or 20-year term†
  • Enjoy full coverage and level rates up to age 80
  • Created by educators, for educators, with discounted rates for eligible NEA members
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Understanding life insurance

Family of Five Smiling and Laughing

Article

6 Myths About Life Insurance
Infant Child Sleeping on Father

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Answering Your Questions About Life Insurance
Son on Mom's Back on a Walk

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What Determines the Cost of Your Life Insurance Premium?
NEAMB Life Insurance - Protecting Your Loved Ones

Article

Give Your Loved Ones the Gift of Security
NEAMB Life Insurance - Getting Life Insurance with a Chronic Condition

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Getting Life Insurance When You Have a Chronic Condition
Female Financial Planner Assisting Couple with Finances

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Is It Time to Rethink Your Insurance Policies?
Husband and Wife Laughing and Playing with Children

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The Importance of Life Insurance: Age 30 and Younger
Husband and Wife Laughing with Child on Couch

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The Importance of Life Insurance: Ages 31 to 49

More ways to help protect your family

NEA® Accidental Death & Dismemberment Insurance Plan

Accidental Death & Dismemberment insurance, issued by The Prudential Insurance Company of America, helps protect you and your loved ones in the event of a major accident. Coverage is guaranteed, and no medical exams are needed.

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NEA® Accidental Death & Dismemberment Insurance Plus

Help protect your family with Accidental Death & Dismemberment insurance that covers major accidents and offers even more benefits than our standard plan.

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NEA® Accidental Death & Dismemberment Advantage Insurance

Help protect your family with the most comprehensive Accidental Death & Dismemberment Insurance that covers major accidents, has even more benefits than our Standard and Plus plans, and offers coverage up to one million dollars.

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