NEA® Group Hospital Income Insurance Plan
If you're 64 and younger, you can receive up to $1,000 per day—in addition to your other health insurance benefits—when you’re in the hospital for an injury or illness.
Hospital, Disability & Long-Term Care
NEA Long-Term Care Program
Help protect your family and your savings from the cost of extended care
Sign In to Check Eligibilityoverview
Help maintain your financial independence
The NEA Long-Term Care Program helps you to have enough money as long as you live.
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Get a free needs assessment over the phone with NEA-dedicated, licensed, professionals - Secure coverage for in-home caregivers or residential care in a nursing home
- Choose from popular plan designs or customize your benefits
- Exclusive NEA rates, with coverage available for your spouse, parents and adult children, too
how it helps
Get the care you and your loved ones deserve
Coverage that Medicare doesn’t provide
Most people turning 65 will use some kind of long-term care in their lifetimes.* Medicare and most health insurance plans don’t cover in-home caregivers to help with daily activities like bathing, dressing and eating. And Medicaid requires you to spend almost all of your assets before you’re eligible.
Protection for hard-earned savings
Long-term care insurance helps cover the care you or a loved one may need due to dementia or illness. Spouses won’t need to dig into retirement savings. Children won’t need to compromise between the best care for you and the best education for your grandchildren. And whether or not you have a spouse or children, you can have peace of mind knowing that you’re better prepared for your future.
Help protect the retirement plans you’ve worked so hard to build
Learn how long-term care insurance helped Linda, an educator in Alabama, care for her husband after he was diagnosed with Alzheimer’s, without sacrificing her retirement and her family’s financial future.
Planning for Long-Term Care—A consumer’s guide
See why it’s so important to plan for your long-term needs.
How It Works
Start planning now
Learn more about long-term care
- What You Need to Know About Long-term Care Insurance
- Infographic: Learn the Real Numbers Behind Long-term Care
- Call an NEA Long-Term Care Advisor now at 1-855-NEA-4LTC (632-4582) for expert advice and your FREE needs assessment, or visit the Long-Term Care Resource Center for more information.
How to enroll
- Make sure you’re logged in to you NEA Member Benefits account, then click “Start Planning” above or call 1-855-NEA-4LTC (632-4582) to speak with a long-term care adviser and get a free needs assessment.
- Coverage is underwritten and may require a medical exam. Premiums may change over the life of your policy.
Related Info
Terms & Conditions
* Source: longtermcare.gov
LTCI Partners was selected by NEA Member Benefits to help their members with this important planning. LTCI Partners, LLC, (LTCI Partners) acts as an agent for select insurance companies to provide long-term care insurance under this program. Invitations for application for LTC Insurance are made through LTCI Partners. LTCI Partners or its licensed representatives are currently licensed in all 50 states and the District of Columbia. License numbers are available upon request. LTCI Partners receives commissions from insurance carriers, which include compensation based on total quantity and quality of insurance coverage.
The long-term care insurance policy describes coverages under the policy, exclusions and limitations, what you must do to keep your policy in force, and what would cause your policy to be discontinued. Please contact your licensed agent for more information, costs, and complete details on coverage. Availability of policies, features, and benefits may vary by state.
Long-term care insurance is underwritten by the insurance company we help you select. The policy is subject to underwriting and a medical exam may be required to determine eligibility. Premiums are not guaranteed to remain unchanged and the company may increase premiums.