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NEA Long-Term Care Program

Help protect your family and your savings from the cost of extended care

Start Planning


Help maintain your financial independence

The NEA Long-Term Care Program helps you to have enough money as long as you live.

  • Get a free needs assessment over the phone with NEA-dedicated, licensed, professionals
  • Secure coverage for in-home caregivers or residential care in a nursing home
  • Choose from popular plan designs or customize your benefits
  • Exclusive NEA rates can help with the cost of long-term care insurance, with coverage available for your spouse, parents and adult children, too

how it helps

Get the care you and your loved ones deserve

Coverage that Medicare doesn’t provide

Most people turning 65 will use some kind of long-term care in their lifetimes.* Medicare and most health insurance plans don’t cover in-home caregivers to help with daily activities like bathing, dressing and eating. And Medicaid requires you to spend almost all of your assets before you’re eligible.

Protection for hard-earned savings

Long-term care insurance helps cover the care you or a loved one may need due to dementia or illness. Spouses won’t need to dig into retirement savings. Children won’t need to compromise between the best care for you and the best education for your grandchildren. And whether or not you have a spouse or children, you can have peace of mind knowing that you’re better prepared for your future.

Help protect the retirement plans you’ve worked so hard to build

Learn how long-term care insurance helped Linda, an educator in Alabama, care for her husband after he was diagnosed with Alzheimer’s, without sacrificing her retirement and her family’s financial future.

Planning for Long-Term Care—A consumer’s guide

See why it’s so important to plan for your long-term needs.

How It Works

Start planning now

Learn more about long-term care

How to enroll

  • Make sure you’re logged in to you NEA Member Benefits account, then click “Start Planning” above or call 1-855-NEA-4LTC (632-4582) to speak with a long-term care adviser and get a free needs assessment.
  • Coverage is underwritten and may require a medical exam. Premiums may change over the life of your policy.

Affordable coverage for you and your family

Terms & Conditions

* Source:

LTCI Partners was selected by NEA Member Benefits to help their members with this important planning. LTCI Partners, LLC, (LTCI Partners) acts as an agent for select insurance companies to provide long-term care insurance under this program. Invitations for application for LTC Insurance are made through LTCI Partners. LTCI Partners or its licensed representatives are currently licensed in all 50 states and the District of Columbia. License numbers are available upon request. LTCI Partners receives commissions from insurance carriers, which include compensation based on total quantity and quality of insurance coverage.

The long-term care insurance policy describes coverages under the policy, exclusions and limitations, what you must do to keep your policy in force, and what would cause your policy to be discontinued. Please contact your licensed agent for more information, costs, and complete details on coverage. Availability of policies, features, and benefits may vary by state.

Long-term care insurance is underwritten by the insurance company we help you select. The policy is subject to underwriting and a medical exam may be required to determine eligibility. Premiums are not guaranteed to remain unchanged and the company may increase premiums.