Savings, CD & Money Market Accounts

Savings accounts to help you meet your financial goals

3 Savings Options

NEA® Online Savings Account

No minimum balance—just an APY that’s consistently among the highest in the nation.1

  • Open an account with no minimum deposit
  • NEA members can receive a $20 new account bonus2 with an initial deposit of $500 or more
  • Bank securely: FDIC insured through Discover Bank
  • Save more with no monthly maintenance fees and no minimum monthly balance
  • Access 24/7, U.S.-based support, online or by phone

NEA® Money Market Account

Earn a higher-than-average APY while keeping your savings accessible by check, debit card or online transfer.

  • Get a $20 new-account bonus
  • Enjoy 60,000+ no-fee ATMs nationwide
  • Save time with mobile check deposit and bill pay
  • Open with a $2,500 minimum balance
  • Enjoy the safety of FDIC insurance—up to the maximum allowed by law

NEA® Certificate of Deposit

Opt for a dependable way to let your money grow over time, with an APY that exceeds the national average.1

  • Get a $20 new account bonus2
  • Choose flexible terms from three months to 10 years
  • Reinvest interest or transfer money to another Discover Bank account
  • Open an account starting with $2,500
  • Bank securely with FDIC insurance, the maximum allowed by law.