Inside the NEA® Auto Buying Program

Buying a car? Learn about the benefits of using this program along with important car-shopping advice that’s helpful even if you don’t use a buying program.

Happy young women sitting behind the wheel of a car at a car dealership

by NEA Member Benefits

As an NEA member, you know all about the benefits of our many products and services, but did you know, we can help you when you’re ready for life’s second biggest purchase? The NEA Auto Buying Program gives members access to upfront pricing information, thousands of dollars in savings off MSRP and additional benefits only for NEA members.

Below, we give the nuts and bolts of how the program works as well as some important car shopping advice that's valid regardless of whether you use NEA or not.

How the NEA Auto Buying Program works

Head over to the NEA Auto Buying Program to start your new or used car search. Be sure to log into your NEA Member Benefits account to take advantage of all of your benefits.

From there, you can find and price a new or used car, or simply research your favorite car brands.

Enter your information to see what other people in your area paid for the same car you want, and to get upfront pricing information from local Certified Dealers.  Your discounted member pricing includes all incentives and dealer fees, so you’ll know the real price you’ll pay at the dealership, not an estimate. Used car shoppers can browse an extensive inventory of quality pre-owned vehicles for sale nationwide and find great local deals before stepping foot on the dealer lot.

Once you’ve found the car you want at the price you want to pay, visit your Certified Dealer to go for a test drive.  If everything looks good and you’re ready to buy, finish the deal and get the keys to your car.

When you purchase a new or used car using the NEA Auto Buying Program you can enjoy up to $2,000 in post-sale benefits, including Auto Deductible and Auto Repair Reimbursements.* Simply report your car purchase from a Certified Dealer to be eligible for these benefits that will keep you and your car happy.

New, Certified Pre-Owned or used car?

If you’re not sure you want a new or used car, there are pros and cons to both. With a new car, you’ll get all the bells and whistles–from new car smell to new car tech. Of course, this comes at a premium in terms of price.

If you are considering a used car, there are several courses of action. You could go for a Certified Pre-Owned (CPO) vehicle, which are typically late models (3 years or newer) and have passed a rigorous multi-point inspection process. These used cars are often in excellent or good condition and may come with, or qualify for, an extended warranty. This is a great option for those who are budget conscious but still want a solid ride with modern features.

However, if affordability is your top priority, a used car may be the way to go. Insurance premiums are typically lower on used cars, but the maintenance or finance rates on your loan could be higher. If you go this route, make sure to get the Carfax and, if possible, take your mechanic along to check out the car.

Car buying tips

Once you’ve done all your pricing research and selected your car on the NEA site, it’s time to make the move.  Before heading to the dealer, make sure you have all your paperwork handy. This includes your driver’s license, proof of insurance, documents (if you’re trading in), and method of payment for down payment.

When you get to the dealership, make sure you evaluate the car thoroughly. Check under the hood, sit in the front and back seats, and get a demo of the key features and options.

During the test drive, try to take the vehicle through different environments. If you can, drive it on surface roads as well as the highway so you can test the acceleration, braking and handling capabilities. It’s also a good chance to experience the safety features in action.

Getting a car is one of the biggest financial decisions you can make, and you want to make sure you’re comfortable and happy with your choice. Make sure to take your time throughout the whole process and you’ll enjoy your car for years to come.

Learn more about the NEA Auto Buying Program, plus get tips on planning to buy a new or used car during your busy school year.

*Some benefits not available in NY or NH.

Mentioned in this article