What You Need to Know About Medical Emergency Care Costs

Make sure you’re prepared if you end up in your hospital’s ER.

by NEA Member Benefits

Share

These days, routine emergency room trips turn into costly hospital stays more often than you’d guess. To make sure you’re prepared for your next ER visit, we’ve answered some common questions about what basic health care typically covers in emergency medical situations and how having supplemental hospital insurance can help you focus on your health, not your bills.

Infographic: What You Need to Know About Medical Emergency Care Costs

1 United Press International: CDC: One-fifth of Americans visit ER once a year: https://www.cdc.gov/nchs/hus/contents2018.htm?search=Emergency_department_visits Viewed September 16, 2019
2 H-cup: Statistical Brief #227: Trends in Emergency Department Visits, September, 2017: https://www.thebalance.com/average-cost-of-an-er-visit-4176166
3 Kaiser Family Foundation: Hospital Adjusted Expenses per Inpatient Day, 2017: https://www.kff.org/health-costs/state-indicator/expenses-per-inpatient-day/
Features, Costs, Eligibility, Renewability, Limitations, and Exclusions are detailed in the group policy and brochure/website.

Common Questions

1 https://www.cdc.gov/nchs/hus/contents2018.htm?search=Emergency_department_visits
2 https://www.thebalance.com/average-cost-of-an-er-visit-4176166
3 H-cup: Statistical Brief #227: Trends in Emergency Department Visits, September, 2017:
https://www.hcup-us.ahrq.gov/reports/statbriefs/sb227-Emergency-Department-Visit-Trends.pdf
4 https://www.healthcare.gov/why-coverage-is-important/protection-from-high-medical-costs/
5 https://www.cnbc.com/2019/02/11/this-is-the-real-reason-most-americans-file-for-bankruptcy.html

Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010
Group policy number G-29351-0 on Policy Form GM

Features, Costs, Eligibility, Renewability, Limitations, and Exclusions are detailed in the group policy and brochure/website.

Program Administered by Mercer Health & Benefits Administration LLC

In CA d/b/a Mercer Health & Benefits Insurance Service LLC

AR Insurance License #100102691 I CA Insurance License #0G39709

92102 (3/20) Copyright 2020 Mercer LLC. All rights reserved.

Family and wellness savings for NEA members