Hospital, Disability and Long-Term Care

Protect your family from hardship and get help with expenses

4 Hospital & Long Term Care Programs

NEA® Income Protection Insurance Plan

Receive income when you are too sick or injured to work, including during pregnancy, doctor-ordered bed rest or medical leave.

  • Collect up to two-thirds of your regular monthly salary, up to $6,000
  • Choose from short-term or long-term disability plans
  • Have your NEA dues and premiums paid if you have a disability lasting six months or more
Learn More

NEA Long-Term Care Program

Help maintain your quality of life as you age without jeopardizing your hard-earned savings.

  • Get a free needs assessment over the phone
  • Choose from popular plan designs or customize your benefits
  • Secure coverage for in-home caregivers or residential care
  • Exclusive rates for members and their spouses, parents and adult children
Learn More

NEA® Group Hospital Income Insurance Plan

If you’re 64 and younger, you can receive up to $1,000 per day—in addition to your other health insurance benefits—when you’re in the hospital for an injury or illness.

  • Pays double benefits—as much as $1,000 a day and up to $500,000—in cash directly to you for some hospital stays.
  • Acceptance guaranteed for you, your spouse or domestic partner, and dependent children
  • Competitive group rates based on your age
Learn More

NEA® CarePlus Hospital Insurance Plan

If you’re 65 and older (guaranteed acceptance), you can get help paying for some costs associated with a hospital stay and recovery (subject to pre-existing condition limitations).

  • Pays up to $9,5001 cash benefits for hospital and home recovery for a covered injury or illness. This means you can collect $750 for your covered hospital or skilled nursing facility stay starting on day one, an additional $500 if you're in there for 14 days and an additional $200 if hospitalized or in a nursing home for more than 31 days.
  • You won't lose coverage due to your age or health.
Learn More
1, Important information

You might also like

Your Simple Hospital Discharge Planning Guide

Your Simple Hospital Discharge Planning Guide

Here’s what you need to know and do before you’re released from the hospital so you can rest and recover when you get home.
Mom Reading to Daughter on Couch

Article

Time Management Tips to Help Achieve a Work-Life Balance
Endoscope pen file and keyboard on table

Article

Survive the Medicare Enrollment Maze
Woman drinking from a water bottle

7 Critical Reasons to Reduce Stress Now

Stress can negatively affect you from your head to your toes, so check out these quick fixes to help ease the pressure.

Related products

NEA® Retiree Health Program

Get supplemental coverage that helps pay for the roughly 20% of expenses not covered by Medicare, plus discounts on dental care, chiropractic care, vision care, hearing care and vitamins.

Learn More

NEA® Accidental Death & Dismemberment Insurance Plan

Accidental Death & Dismemberment insurance, issued by The Prudential Insurance Company of America, helps protect you and your loved ones in the event of a major accident. Coverage is guaranteed, and no medical exams are needed.

Learn More