1. At age 80, home recovery benefits reduce to a maximum of 20 days per accrual year (one benefit period), and the maximum benefit is $4,000 for recovery benefits. Hospital Stay: ($750 for day 1 + $500 for up to day 14 + $200 for up to day 31) = $1,450. Home Recovery Cash benefit: $200/day for up to 40 days = $8,000. $1,450 + $8,000 = $9,450.
2. Hospital or skilled nursing stays pay up to $1,450 cash benefit for hospital and/or skilled nursing facility stays. You can collect $750 for your covered hospital or skilled nursing facility stay starting on Day One, an additional $500 if you’re there for 14 days, and an additional $200 if you’re hospitalized or in a nursing home for more than 31 days.
This website explains the general purpose of the insurance described, but in no way changes or affects the policy as actually issued. In the event of a discrepancy between this website and the policy, the terms of the policy apply. All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in full or discontinued. Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy issued to the policyholder. This program may vary and may not be available to residents of all states.
Underwritten by Hartford Life and Accident Insurance Company, Hartford, CT 06155
THIS IS A HOSPITAL CONFINEMENT INDEMNITY POLICY. THE POLICY PROVIDES LIMITED BENEFITS. This limited benefit plan (1) does not constitute major medical coverage, and (2) does not satisfy the individual mandate of the Affordable Care Act (ACA) because the coverage does not meet the requirements of minimum essential coverage.
The Hartford® is The Hartford Financial Services Group, Inc., and its subsidiaries, including issuing company Hartford Life and Accident Insurance Company.
Hospital Indemnity Form Series includes GBD-2800, GBD-2900, or state equivalent.